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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GATEWAY BANK OF ST. LOUIS
Mortgage Loans and Application Details
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| Mortgage Company Name |
GATEWAY BANK OF ST. LOUIS |
| Address | 3412 N. UNION BLVD.
ST. LOUIS, MO 63115 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 118 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,731,000 |
| Average Mortgage Loan Amount Applied For | $125,400 |
| Highest Mortgage Loan Amount Applied For | $819,000 |
| Average Applicant Income | $73,600 |
| Highest Applicant Income | $805,000 |
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| Home Improvement |
21 | $2,132,000 |
$101,000 | $255,000 |
$86,000 | $400,000 |
| Home Purchase |
83 | $8,466,000 |
$102,000 | $682,000 |
$96,000 | $805,000 |
| Refinancing |
16 | $2,283,000 |
$142,000 | $819,000 |
$94,000 | $220,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $311,000 |
$77,000 | $132,000 |
$141,000 | $210,000 |
| Black or African American |
48 | $3,897,000 |
$81,000 | $200,000 |
$75,000 | $400,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
43 | $5,221,000 |
$121,000 | $682,000 |
$120,000 | $805,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $3,452,000 |
$138,000 | $819,000 |
$79,000 | $220,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
120 | $12,881,000 |
$107,000 | $819,000 |
$94,000 | $805,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $1,127,000 |
$140,000 | $819,000 |
$44,000 | $120,000 |
| Application Withdrawn By Applicant |
3 | $100,000 |
$33,000 | $50,000 |
$99,000 | $130,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
109 | $11,654,000 |
$106,000 | $682,000 |
$98,000 | $805,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $181,000 |
$36,000 | $80,000 |
$33,000 | $59,000 |
| Debt-To-Income Ratio |
1 | $32,000 |
$32,000 | $32,000 |
$32,000 | $32,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $95,000 |
$95,000 | $95,000 |
$32,000 | $32,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $819,000 |
$819,000 | $819,000 |
$120,000 | $120,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GATEWAY BANK OF ST. LOUIS by:
Metropolitan Area And
County
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