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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GATEWAY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
GATEWAY CREDIT UNION |
| Address | 98 SPRUCE ST
DENVER, CO 80230 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,137,000 |
| Average Mortgage Loan Amount Applied For | $28,625 |
| Highest Mortgage Loan Amount Applied For | $96,000 |
| Average Applicant Income | $67,750 |
| Highest Applicant Income | $192,000 |
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| Home Improvement |
40 | $679,000 |
$16,000 | $96,000 |
$72,000 | $192,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
14 | $508,000 |
$36,000 | $75,000 |
$56,000 | $103,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $15,000 |
$15,000 | $15,000 |
$108,000 | $108,000 |
| Black or African American |
7 | $214,000 |
$30,000 | $75,000 |
$45,000 | $75,000 |
| Hispanic |
4 | $114,000 |
$28,000 | $49,000 |
$80,000 | $126,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $112,000 |
$22,000 | $47,000 |
$94,000 | $117,000 |
| White |
37 | $732,000 |
$19,000 | $96,000 |
$66,000 | $192,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
54 | $1,187,000 |
$21,000 | $96,000 |
$68,000 | $192,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $172,000 |
$24,000 | $42,000 |
$56,000 | $96,000 |
| Application Denied By Financial Institution |
15 | $200,000 |
$13,000 | $75,000 |
$64,000 | $134,000 |
| Application Withdrawn By Applicant |
3 | $131,000 |
$43,000 | $57,000 |
$81,000 | $103,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $684,000 |
$23,000 | $96,000 |
$71,000 | $192,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GATEWAY CREDIT UNION by:
Metropolitan Area And
County
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