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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GB HOME EQUITY, LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
GB HOME EQUITY, LLC |
| Address | 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 23,376 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,383,302,000 |
| Average Mortgage Loan Amount Applied For | $49,237 |
| Highest Mortgage Loan Amount Applied For | $630,000 |
| Average Applicant Income | $85,576 |
| Highest Applicant Income | $2,513,000 |
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| Home Improvement |
10,426 | $574,897,000 |
$55,000 | $557,000 |
$91,000 | $2,513,000 |
| Home Purchase |
3,051 | $177,436,000 |
$58,000 | $630,000 |
$105,000 | $2,496,000 |
| Refinancing |
9,899 | $630,969,000 |
$63,000 | $600,000 |
$94,000 | $1,200,000 |
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| American Indian or Alaskan Native |
91 | $5,548,000 |
$60,000 | $265,000 |
$89,000 | $293,000 |
| Asian |
573 | $42,815,000 |
$74,000 | $499,000 |
$114,000 | $684,000 |
| Black or African American |
1,441 | $73,412,000 |
$50,000 | $500,000 |
$82,000 | $872,000 |
| Hispanic |
1,797 | $109,559,000 |
$60,000 | $471,000 |
$89,000 | $1,159,000 |
| Native Hawaiin or Other Pacific Islander |
80 | $5,305,000 |
$66,000 | $347,000 |
$100,000 | $330,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2,505 | $145,324,000 |
$58,000 | $475,000 |
$90,000 | $772,000 |
| White |
16,889 | $1,001,339,000 |
$59,000 | $630,000 |
$95,000 | $2,513,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
23,376 | $1,383,302,000 |
$59,000 | $630,000 |
$94,000 | $2,513,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
210 | $10,817,000 |
$51,000 | $348,000 |
$89,000 | $452,000 |
| Application Denied By Financial Institution |
9,589 | $570,692,000 |
$59,000 | $630,000 |
$93,000 | $2,496,000 |
| Application Withdrawn By Applicant |
1,872 | $108,484,000 |
$57,000 | $426,000 |
$98,000 | $2,513,000 |
| File Closed For Incompleteness |
2,585 | $148,263,000 |
$57,000 | $397,000 |
$93,000 | $1,200,000 |
| Loan Originated |
9,120 | $545,046,000 |
$59,000 | $557,000 |
$94,000 | $1,640,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2,784 | $172,701,000 |
$62,000 | $600,000 |
$102,000 | $1,656,000 |
| Credit Application Incomplete |
122 | $8,166,000 |
$66,000 | $381,000 |
$110,000 | $672,000 |
| Credit History |
3,575 | $182,942,000 |
$51,000 | $630,000 |
$86,000 | $932,000 |
| Debt-To-Income Ratio |
1,297 | $83,265,000 |
$64,000 | $480,000 |
$70,000 | $566,000 |
| Employment History |
737 | $50,827,000 |
$68,000 | $495,000 |
$106,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1,034 | $69,907,000 |
$67,000 | $480,000 |
$109,000 | $2,496,000 |
| Unverifiable Information |
40 | $2,884,000 |
$72,000 | $376,000 |
$117,000 | $282,000 |
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Mortgage Loan App Totals for GB HOME EQUITY, LLC by:
Metropolitan Area And
County
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