|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
GENERAL ELECTRIC EMLPOYEES FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
GENERAL ELECTRIC EMLPOYEES FCU |
| Address | 265 BIC DRIVE
MILFORD, CT 06460 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,467,000 |
| Average Mortgage Loan Amount Applied For | $117,777 |
| Highest Mortgage Loan Amount Applied For | $305,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $145,000 |
|
|
|
| Home Improvement |
1 | $30,000 |
$30,000 | $30,000 |
$67,000 | $67,000 |
| Home Purchase |
5 | $288,000 |
$57,000 | $143,000 |
$62,000 | $113,000 |
| Refinancing |
7 | $1,149,000 |
$164,000 | $305,000 |
$91,000 | $145,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $45,000 |
$45,000 | $45,000 |
$103,000 | $103,000 |
| Hispanic |
2 | $145,000 |
$72,000 | $120,000 |
$92,000 | $113,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $223,000 |
$74,000 | $143,000 |
$52,000 | $90,000 |
| White |
7 | $1,054,000 |
$150,000 | $305,000 |
$82,000 | $145,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $1,467,000 |
$112,000 | $305,000 |
$78,000 | $145,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $95,000 |
$31,000 | $45,000 |
$74,000 | $113,000 |
| Application Withdrawn By Applicant |
3 | $463,000 |
$154,000 | $160,000 |
$66,000 | $118,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
7 | $909,000 |
$129,000 | $305,000 |
$85,000 | $145,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $25,000 |
$25,000 | $25,000 |
$113,000 | $113,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $70,000 |
$35,000 | $45,000 |
$55,000 | $103,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for GENERAL ELECTRIC EMLPOYEES FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
