|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
GENOA SAVINGS & LOAN COMPANY
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
GENOA SAVINGS & LOAN COMPANY |
| Address | 622 MAIN STREET
GENOA, OH 43430 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 283 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $39,411,000 |
| Average Mortgage Loan Amount Applied For | $151,090 |
| Highest Mortgage Loan Amount Applied For | $500,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $334,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
161 | $24,861,000 |
$132,750 | $430,000 |
$64,750 | $334,000 |
| Refinancing |
152 | $18,234,000 |
$150,500 | $500,000 |
$72,000 | $199,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $756,000 |
$189,000 | $255,000 |
$84,000 | $110,000 |
| Black or African American |
1 | $157,000 |
$157,000 | $157,000 |
$71,000 | $71,000 |
| Hispanic |
8 | $901,000 |
$126,000 | $182,000 |
$43,500 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $405,000 |
$126,000 | $175,000 |
$46,000 | $108,000 |
| White |
297 | $40,876,000 |
$126,000 | $500,000 |
$64,750 | $334,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
313 | $43,095,000 |
$126,250 | $500,000 |
$63,750 | $334,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
28 | $3,872,000 |
$166,000 | $330,000 |
$70,500 | $120,000 |
| Application Denied By Financial Institution |
38 | $5,747,000 |
$136,000 | $500,000 |
$50,500 | $119,000 |
| Application Withdrawn By Applicant |
12 | $1,604,000 |
$109,500 | $242,000 |
$64,500 | $127,000 |
| File Closed For Incompleteness |
5 | $436,000 |
$87,000 | $115,000 |
$38,000 | $58,000 |
| Loan Originated |
209 | $28,786,000 |
$127,000 | $400,000 |
$69,333 | $334,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
17 | $2,225,000 |
$130,000 | $250,000 |
$58,000 | $110,000 |
| Preapproval Denied by Financial Institution |
4 | $425,000 |
$106,000 | $150,000 |
$42,000 | $81,000 |
|
|
| Collateral |
4 | $498,000 |
$124,000 | $176,000 |
$56,000 | $77,000 |
| Credit Application Incomplete |
2 | $162,000 |
$81,000 | $131,000 |
$44,000 | $51,000 |
| Credit History |
22 | $2,759,000 |
$127,500 | $225,000 |
$48,000 | $108,000 |
| Debt-To-Income Ratio |
7 | $1,694,000 |
$193,500 | $500,000 |
$31,000 | $119,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $722,000 |
$240,000 | $333,000 |
$85,000 | $102,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $337,000 |
$84,000 | $130,000 |
$68,500 | $81,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for GENOA SAVINGS & LOAN COMPANY by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
