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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GEORGIA COMMERCE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GEORGIA COMMERCE BANK |
| Address | 3625 CUMBERLAND BLVD BLDG 2
ATLANTA, GA 30339 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 21 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,383,000 |
| Average Mortgage Loan Amount Applied For | $285,777 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $167,333 |
| Highest Applicant Income | $881,000 |
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| Home Improvement |
2 | $46,000 |
$23,000 | $34,000 |
$88,000 | $129,000 |
| Home Purchase |
14 | $8,244,000 |
$588,000 | $1,800,000 |
$32,000 | $157,000 |
| Refinancing |
5 | $2,093,000 |
$418,000 | $650,000 |
$448,000 | $881,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $5,916,000 |
$591,000 | $1,800,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
11 | $4,467,000 |
$406,000 | $975,000 |
$261,000 | $881,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
21 | $10,383,000 |
$494,000 | $1,800,000 |
$137,000 | $881,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $909,000 |
$303,000 | $600,000 |
$398,000 | $881,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $9,474,000 |
$526,000 | $1,800,000 |
$93,000 | $877,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GEORGIA COMMERCE BANK by:
Metropolitan Area And
County
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