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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GEORGIA STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GEORGIA STATE BANK |
| Address | 620 FONTAINE ROAD SW P.O. BOX 278
MABLETON, GA 30126 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 94 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,215,000 |
| Average Mortgage Loan Amount Applied For | $234,058 |
| Highest Mortgage Loan Amount Applied For | $2,467,000 |
| Average Applicant Income | $106,117 |
| Highest Applicant Income | $587,000 |
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| Home Improvement |
9 | $347,000 |
$38,000 | $80,000 |
$59,000 | $155,000 |
| Home Purchase |
28 | $4,755,000 |
$169,000 | $800,000 |
$125,000 | $587,000 |
| Refinancing |
57 | $12,113,000 |
$212,000 | $2,467,000 |
$84,000 | $470,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $213,000 |
$106,000 | $193,000 |
$57,000 | $107,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
20 | $3,553,000 |
$177,000 | $1,000,000 |
$0 | $0 |
| Not Provided |
1 | $150,000 |
$150,000 | $150,000 |
$19,000 | $19,000 |
| White |
71 | $13,299,000 |
$187,000 | $2,467,000 |
$122,000 | $587,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
94 | $17,215,000 |
$183,000 | $2,467,000 |
$94,000 | $587,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $20,000 |
$20,000 | $20,000 |
$8,000 | $8,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
93 | $17,195,000 |
$184,000 | $2,467,000 |
$94,000 | $587,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GEORGIA STATE BANK by:
Metropolitan Area And
County
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