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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GEORGIA TELCO CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
GEORGIA TELCO CREDIT UNION |
| Address | P. O. BOX 105205
ATLANTA, GA 30348 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 824 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $89,349,000 |
| Average Mortgage Loan Amount Applied For | $107,635 |
| Highest Mortgage Loan Amount Applied For | $557,000 |
| Average Applicant Income | $67,689 |
| Highest Applicant Income | $896,000 |
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| Home Improvement |
334 | $11,642,000 |
$34,000 | $159,000 |
$79,000 | $896,000 |
| Home Purchase |
219 | $35,580,000 |
$162,000 | $551,000 |
$72,000 | $255,000 |
| Refinancing |
271 | $42,127,000 |
$155,000 | $557,000 |
$73,000 | $712,000 |
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| American Indian or Alaskan Native |
2 | $171,000 |
$85,000 | $128,000 |
$46,000 | $49,000 |
| Asian |
9 | $1,932,000 |
$214,000 | $480,000 |
$107,000 | $188,000 |
| Black or African American |
213 | $28,673,000 |
$134,000 | $557,000 |
$69,000 | $896,000 |
| Hispanic |
7 | $742,000 |
$106,000 | $235,000 |
$65,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $53,000 |
$53,000 | $53,000 |
$30,000 | $30,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
264 | $12,483,000 |
$47,000 | $370,000 |
$75,000 | $229,000 |
| White |
328 | $45,295,000 |
$138,000 | $551,000 |
$79,000 | $295,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
800 | $85,921,000 |
$107,000 | $557,000 |
$76,000 | $896,000 |
| FHA-insured (Federal Housing Administration) |
15 | $2,147,000 |
$143,000 | $257,000 |
$61,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,281,000 |
$142,000 | $202,000 |
$50,000 | $82,000 |
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| Application Approved But Not Accepted |
5 | $371,000 |
$74,000 | $159,000 |
$80,000 | $117,000 |
| Application Denied By Financial Institution |
187 | $22,012,000 |
$117,000 | $492,000 |
$66,000 | $896,000 |
| Application Withdrawn By Applicant |
123 | $21,291,000 |
$173,000 | $557,000 |
$80,000 | $255,000 |
| File Closed For Incompleteness |
22 | $2,989,000 |
$135,000 | $417,000 |
$73,000 | $230,000 |
| Loan Originated |
487 | $42,686,000 |
$87,000 | $492,000 |
$77,000 | $712,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GEORGIA TELCO CREDIT UNION by:
Metropolitan Area And
County
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