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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GERBER FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
GERBER FEDERAL CREDIT UNION |
| Address | 508 STATE STREET
FREMONT, MI 49412 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,249,000 |
| Average Mortgage Loan Amount Applied For | $63,100 |
| Highest Mortgage Loan Amount Applied For | $664,000 |
| Average Applicant Income | $90,100 |
| Highest Applicant Income | $416,000 |
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| Home Improvement |
33 | $1,060,000 |
$32,000 | $110,000 |
$57,000 | $103,000 |
| Home Purchase |
10 | $542,000 |
$54,000 | $132,000 |
$53,000 | $161,000 |
| Refinancing |
136 | $7,647,000 |
$56,000 | $664,000 |
$64,000 | $416,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
136 | $4,545,000 |
$33,000 | $213,000 |
$58,000 | $241,000 |
| White |
43 | $4,704,000 |
$109,000 | $664,000 |
$74,000 | $416,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
179 | $9,249,000 |
$51,000 | $664,000 |
$62,000 | $416,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
179 | $9,249,000 |
$51,000 | $664,000 |
$62,000 | $416,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GERBER FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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