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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GLOUCESTER COUNTY FEDERAL SB
Mortgage Loans and Application Details
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| Mortgage Company Name |
GLOUCESTER COUNTY FEDERAL SB |
| Address | 301 GREENTREE ROAD
SEWELL, NJ 08080 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 510 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $65,682,000 |
| Average Mortgage Loan Amount Applied For | $239,823 |
| Highest Mortgage Loan Amount Applied For | $1,660,000 |
| Average Applicant Income | $143,705 |
| Highest Applicant Income | $692,000 |
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| Home Improvement |
226 | $13,960,000 |
$61,000 | $400,000 |
$93,000 | $299,000 |
| Home Purchase |
132 | $31,404,000 |
$237,000 | $1,486,000 |
$129,000 | $692,000 |
| Refinancing |
155 | $21,486,000 |
$138,000 | $1,660,000 |
$101,000 | $489,000 |
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| American Indian or Alaskan Native |
3 | $315,000 |
$105,000 | $250,000 |
$118,000 | $161,000 |
| Asian |
13 | $4,114,000 |
$316,000 | $950,000 |
$134,000 | $441,000 |
| Black or African American |
7 | $605,000 |
$86,000 | $208,000 |
$52,000 | $69,000 |
| Hispanic |
4 | $569,000 |
$142,000 | $355,000 |
$106,000 | $150,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $80,000 |
$40,000 | $45,000 |
$70,000 | $71,000 |
| Not applicable |
21 | $13,812,000 |
$657,000 | $1,660,000 |
$254,000 | $692,000 |
| Not Provided |
5 | $644,000 |
$128,000 | $269,000 |
$117,000 | $190,000 |
| White |
458 | $46,711,000 |
$101,000 | $815,000 |
$98,000 | $516,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
513 | $66,850,000 |
$130,000 | $1,660,000 |
$105,000 | $692,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $1,493,000 |
$99,000 | $170,000 |
$90,000 | $202,000 |
| Application Denied By Financial Institution |
27 | $2,367,000 |
$87,000 | $400,000 |
$68,000 | $166,000 |
| Application Withdrawn By Applicant |
7 | $1,539,000 |
$219,000 | $367,000 |
$136,000 | $261,000 |
| File Closed For Incompleteness |
14 | $2,414,000 |
$172,000 | $400,000 |
$106,000 | $291,000 |
| Loan Originated |
425 | $43,627,000 |
$102,000 | $950,000 |
$100,000 | $516,000 |
| Loan Purchased By The Institution |
21 | $13,812,000 |
$657,000 | $1,660,000 |
$254,000 | $692,000 |
| Preapproval Approved but not Accepted |
2 | $632,000 |
$316,000 | $430,000 |
$141,000 | $195,000 |
| Preapproval Denied by Financial Institution |
2 | $966,000 |
$483,000 | $484,000 |
$97,000 | $108,000 |
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| Collateral |
6 | $754,000 |
$125,000 | $400,000 |
$73,000 | $120,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $208,000 |
$41,000 | $83,000 |
$76,000 | $147,000 |
| Debt-To-Income Ratio |
15 | $2,178,000 |
$145,000 | $484,000 |
$65,000 | $166,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $193,000 |
$64,000 | $92,000 |
$79,000 | $130,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GLOUCESTER COUNTY FEDERAL SB by:
Metropolitan Area And
County
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