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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GOLD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GOLD BANK |
| Address | 4502 CORTEZ ROAD WEST
BRADENTON, FL 34210 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 209 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,503,000 |
| Average Mortgage Loan Amount Applied For | $234,066 |
| Highest Mortgage Loan Amount Applied For | $5,500,000 |
| Average Applicant Income | $129,933 |
| Highest Applicant Income | $2,316,000 |
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| Home Improvement (one-to-four family) |
30 | $406,000 |
$13,000 | $50,000 |
$63,000 | $292,000 |
| Home Purchase (one-to-four family) |
84 | $18,222,000 |
$216,000 | $898,000 |
$189,000 | $2,230,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
7 | $4,605,000 |
$657,000 | $1,300,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
88 | $19,270,000 |
$218,000 | $5,500,000 |
$101,000 | $2,316,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
3 | $268,000 |
$89,000 | $183,000 |
$36,000 | $49,000 |
| Hispanic |
12 | $953,000 |
$79,000 | $171,000 |
$104,000 | $292,000 |
| Information not provided by applicant in mail or telephone application |
15 | $2,857,000 |
$190,000 | $576,000 |
$105,000 | $360,000 |
| Not applicable |
11 | $4,987,000 |
$453,000 | $1,200,000 |
$460,000 | $2,230,000 |
| Other |
2 | $1,540,000 |
$770,000 | $800,000 |
$37,000 | $74,000 |
| White |
166 | $31,898,000 |
$192,000 | $5,500,000 |
$89,000 | $2,316,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
209 | $42,503,000 |
$203,000 | $5,500,000 |
$121,000 | $2,316,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $760,000 |
$152,000 | $535,000 |
$107,000 | $200,000 |
| Application Denied By Financial Institution |
56 | $6,736,000 |
$120,000 | $740,000 |
$52,000 | $292,000 |
| Application Withdrawn By Applicant |
22 | $4,897,000 |
$222,000 | $1,300,000 |
$73,000 | $270,000 |
| File Closed For Incompleteness |
23 | $4,342,000 |
$188,000 | $700,000 |
$84,000 | $270,000 |
| Loan Originated |
102 | $25,384,000 |
$248,000 | $5,500,000 |
$182,000 | $2,316,000 |
| Loan Purchased By The Institution |
1 | $384,000 |
$384,000 | $384,000 |
$82,000 | $82,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GOLD BANK by:
Metropolitan Area And
County
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