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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GOLD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GOLD BANK |
| Address | 6860 W 115TH ST SUITE 100
OVERLAND PARK, KS 66211 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 1,637 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $274,595,000 |
| Average Mortgage Loan Amount Applied For | $176,480 |
| Highest Mortgage Loan Amount Applied For | $7,000,000 |
| Average Applicant Income | $89,100 |
| Highest Applicant Income | $3,084,000 |
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| Home Improvement |
132 | $5,262,000 |
$36,800 | $453,000 |
$52,800 | $326,000 |
| Home Purchase |
877 | $145,265,000 |
$248,500 | $6,640,000 |
$135,000 | $1,577,000 |
| Refinancing |
654 | $127,534,000 |
$338,111 | $7,000,000 |
$108,666 | $3,084,000 |
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| American Indian or Alaskan Native |
9 | $1,304,000 |
$205,000 | $386,000 |
$96,666 | $602,000 |
| Asian |
14 | $2,829,000 |
$370,750 | $1,114,000 |
$87,000 | $197,000 |
| Black or African American |
64 | $5,445,000 |
$68,400 | $480,000 |
$48,800 | $270,000 |
| Hispanic |
90 | $9,625,000 |
$157,166 | $805,000 |
$110,833 | $602,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $549,000 |
$183,000 | $367,000 |
$98,000 | $240,000 |
| Not applicable |
278 | $68,568,000 |
$459,857 | $6,640,000 |
$0 | $97,000 |
| Not Provided |
81 | $12,776,000 |
$179,666 | $765,000 |
$91,666 | $746,000 |
| White |
1,124 | $176,965,000 |
$206,928 | $7,000,000 |
$146,714 | $3,084,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,581 | $270,669,000 |
$265,823 | $7,000,000 |
$133,235 | $3,084,000 |
| FHA-insured (Federal Housing Administration) |
68 | $5,536,000 |
$87,400 | $198,000 |
$43,600 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
14 | $1,856,000 |
$129,400 | $242,000 |
$39,400 | $81,000 |
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| Application Approved But Not Accepted |
74 | $13,851,000 |
$238,000 | $2,920,000 |
$93,250 | $350,000 |
| Application Denied By Financial Institution |
135 | $14,314,000 |
$81,000 | $1,114,000 |
$58,600 | $463,000 |
| Application Withdrawn By Applicant |
113 | $22,362,000 |
$188,750 | $2,048,000 |
$92,250 | $660,000 |
| File Closed For Incompleteness |
87 | $18,947,000 |
$187,833 | $1,875,000 |
$107,666 | $1,908,000 |
| Loan Originated |
1,230 | $205,408,000 |
$347,071 | $7,000,000 |
$142,571 | $3,084,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
17 | $2,541,000 |
$149,000 | $580,000 |
$45,000 | $174,000 |
| Preapproval Denied by Financial Institution |
7 | $638,000 |
$91,000 | $220,000 |
$55,000 | $119,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GOLD BANK by:
Metropolitan Area And
County
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