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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GOLD COAST FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
GOLD COAST FCU |
| Address | 2226 S. CONGRESS AVE.
WEST PALM BEACH, FL 33406 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,958,000 |
| Average Mortgage Loan Amount Applied For | $54,333 |
| Highest Mortgage Loan Amount Applied For | $133,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $213,000 |
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| Home Improvement |
47 | $1,540,000 |
$32,000 | $50,000 |
$75,000 | $213,000 |
| Home Purchase |
2 | $193,000 |
$96,000 | $133,000 |
$95,000 | $140,000 |
| Refinancing |
2 | $225,000 |
$112,000 | $125,000 |
$51,000 | $67,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
19 | $749,000 |
$39,000 | $50,000 |
$74,000 | $136,000 |
| Hispanic |
5 | $135,000 |
$27,000 | $50,000 |
$48,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $193,000 |
$96,000 | $133,000 |
$95,000 | $140,000 |
| White |
25 | $881,000 |
$35,000 | $125,000 |
$79,000 | $213,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $1,958,000 |
$38,000 | $133,000 |
$75,000 | $213,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $73,000 |
$24,000 | $30,000 |
$42,000 | $67,000 |
| Application Denied By Financial Institution |
2 | $80,000 |
$40,000 | $40,000 |
$68,000 | $87,000 |
| Application Withdrawn By Applicant |
2 | $100,000 |
$50,000 | $50,000 |
$79,000 | $93,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $1,705,000 |
$38,000 | $133,000 |
$77,000 | $213,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GOLD COAST FCU by:
Metropolitan Area And
County
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