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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GOLDEN FIRST MORTGAGE CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
GOLDEN FIRST MORTGAGE CORP |
| Address | 3 GRACE AVENUE
GREAT NECK, NY 11021 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 4 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $532,000 |
| Average Mortgage Loan Amount Applied For | $157,333 |
| Highest Mortgage Loan Amount Applied For | $346,000 |
| Average Applicant Income | $50,666 |
| Highest Applicant Income | $91,000 |
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| Home Improvement |
3 | $532,000 |
$164,000 | $346,000 |
$73,500 | $92,000 |
| Home Purchase |
470 | $128,310,000 |
$267,076 | $1,024,000 |
$80,230 | $395,000 |
| Refinancing |
397 | $99,548,000 |
$229,769 | $2,000,000 |
$107,846 | $759,000 |
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| American Indian or Alaskan Native |
18 | $6,664,000 |
$535,000 | $1,024,000 |
$55,333 | $210,000 |
| Asian |
65 | $17,350,000 |
$237,500 | $650,000 |
$69,000 | $312,000 |
| Black or African American |
193 | $50,247,000 |
$237,545 | $783,000 |
$106,363 | $315,000 |
| Hispanic |
104 | $29,682,000 |
$235,000 | $1,000,000 |
$62,666 | $372,000 |
| Native Hawaiin or Other Pacific Islander |
85 | $22,325,000 |
$267,500 | $300,000 |
$106,500 | $238,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
223 | $58,436,000 |
$261,500 | $900,000 |
$62,375 | $473,000 |
| White |
182 | $43,686,000 |
$209,818 | $2,000,000 |
$113,818 | $759,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
719 | $186,813,000 |
$240,526 | $2,000,000 |
$102,631 | $759,000 |
| FHA-insured (Federal Housing Administration) |
151 | $41,577,000 |
$217,400 | $602,000 |
$74,200 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
35 | $9,630,000 |
$291,166 | $783,000 |
$65,833 | $192,000 |
| Application Denied By Financial Institution |
8 | $2,442,000 |
$269,333 | $413,000 |
$165,333 | $337,000 |
| Application Withdrawn By Applicant |
356 | $93,337,000 |
$226,083 | $2,000,000 |
$101,666 | $759,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
471 | $122,981,000 |
$244,384 | $825,000 |
$82,307 | $750,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $420,000 |
$210,000 | $336,000 |
$337,000 | $337,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GOLDEN FIRST MORTGAGE CORP by:
Metropolitan Area And
County
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