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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GOLDENWEST CREDIT UNON
Mortgage Loans and Application Details
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| Mortgage Company Name |
GOLDENWEST CREDIT UNON |
| Address | 5025 S ADAMS AVE
OGDEN, UT 84403 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,797 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $163,718,000 |
| Average Mortgage Loan Amount Applied For | $97,000 |
| Highest Mortgage Loan Amount Applied For | $700,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $436,000 |
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| Home Improvement (one-to-four family) |
195 | $5,659,000 |
$29,000 | $200,000 |
$61,000 | $294,000 |
| Home Purchase (one-to-four family) |
358 | $34,002,000 |
$94,000 | $700,000 |
$45,000 | $330,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,244 | $124,057,000 |
$74,000 | $337,000 |
$44,500 | $436,000 |
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| American Indian or Alaskan Native |
2 | $131,000 |
$65,000 | $77,000 |
$64,000 | $93,000 |
| Asian or Pacific Islander |
23 | $1,721,000 |
$74,000 | $194,000 |
$52,000 | $160,000 |
| Black |
14 | $1,560,000 |
$111,000 | $194,000 |
$72,000 | $122,000 |
| Hispanic |
159 | $12,793,000 |
$80,000 | $263,000 |
$36,000 | $141,000 |
| Information not provided by applicant in mail or telephone application |
52 | $3,895,000 |
$74,000 | $310,000 |
$30,000 | $96,000 |
| Not applicable |
2 | $262,000 |
$131,000 | $146,000 |
$109,000 | $126,000 |
| Other |
15 | $1,531,000 |
$102,000 | $255,000 |
$104,000 | $436,000 |
| White |
1,530 | $141,825,000 |
$70,500 | $700,000 |
$45,500 | $371,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,497 | $135,198,000 |
$69,500 | $700,000 |
$49,500 | $436,000 |
| FHA-insured (Federal Housing Administration) |
220 | $19,802,000 |
$90,000 | $183,000 |
$24,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
39 | $3,462,000 |
$88,000 | $174,000 |
$21,000 | $59,000 |
| VA-guaranteed (Veterans Administration) |
41 | $5,256,000 |
$128,000 | $237,000 |
$34,000 | $97,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
31 | $2,220,000 |
$71,000 | $292,000 |
$42,000 | $134,000 |
| Application Withdrawn By Applicant |
206 | $23,445,000 |
$113,000 | $337,000 |
$51,000 | $436,000 |
| File Closed For Incompleteness |
1 | $56,000 |
$56,000 | $56,000 |
$35,000 | $35,000 |
| Loan Originated |
688 | $41,529,000 |
$54,500 | $700,000 |
$47,500 | $371,000 |
| Loan Purchased By The Institution |
871 | $96,468,000 |
$110,000 | $323,000 |
$44,000 | $330,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $109,000 |
$109,000 | $109,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GOLDENWEST CREDIT UNON by:
Metropolitan Area And
County
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