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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREATER BAY BANK, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREATER BAY BANK, NA |
| Address | 430 COWPER STREET STE 250
PALO ALTO, CA 94301 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 67 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $82,385,000 |
| Average Mortgage Loan Amount Applied For | $1,249,857 |
| Highest Mortgage Loan Amount Applied For | $5,250,000 |
| Average Applicant Income | $1,047,428 |
| Highest Applicant Income | $8,825,000 |
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| Home Improvement |
1 | $145,000 |
$145,000 | $145,000 |
$0 | $0 |
| Home Purchase |
24 | $28,017,000 |
$1,167,000 | $2,870,000 |
$882,000 | $8,825,000 |
| Refinancing |
42 | $54,223,000 |
$1,291,000 | $5,250,000 |
$784,000 | $4,716,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $1,217,000 |
$608,000 | $800,000 |
$488,000 | $684,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $22,526,000 |
$1,609,000 | $5,250,000 |
$0 | $0 |
| Not Provided |
24 | $25,889,000 |
$1,078,000 | $3,300,000 |
$1,497,000 | $8,825,000 |
| White |
27 | $32,753,000 |
$1,213,000 | $3,850,000 |
$636,000 | $4,716,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
67 | $82,385,000 |
$1,229,000 | $5,250,000 |
$807,000 | $8,825,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $9,767,000 |
$2,441,000 | $3,850,000 |
$1,493,000 | $4,716,000 |
| Application Withdrawn By Applicant |
10 | $8,288,000 |
$828,000 | $2,000,000 |
$629,000 | $2,401,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
53 | $64,330,000 |
$1,213,000 | $5,250,000 |
$789,000 | $8,825,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $9,767,000 |
$2,441,000 | $3,850,000 |
$1,493,000 | $4,716,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GREATER BAY BANK, NA by:
Metropolitan Area And
County
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