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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREATER NEVADA MORTGAGE SERVIC
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREATER NEVADA MORTGAGE SERVIC |
| Address | 4070 SILVER SAGE DRIVE
CARSON CITY, NV 89701 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 395 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $68,896,000 |
| Average Mortgage Loan Amount Applied For | $153,083 |
| Highest Mortgage Loan Amount Applied For | $497,000 |
| Average Applicant Income | $62,250 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
229 | $40,244,000 |
$175,000 | $440,000 |
$56,000 | $300,000 |
| Refinancing |
172 | $29,980,000 |
$174,000 | $497,000 |
$65,000 | $204,000 |
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| American Indian or Alaskan Native |
3 | $440,000 |
$146,000 | $190,000 |
$52,000 | $70,000 |
| Asian |
5 | $800,000 |
$160,000 | $310,000 |
$45,000 | $69,000 |
| Black or African American |
4 | $668,000 |
$167,000 | $280,000 |
$44,000 | $66,000 |
| Hispanic |
59 | $11,229,000 |
$190,000 | $414,000 |
$56,000 | $204,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $149,000 |
$149,000 | $149,000 |
$49,000 | $49,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $250,000 |
$250,000 | $250,000 |
$34,000 | $34,000 |
| White |
328 | $56,688,000 |
$172,000 | $497,000 |
$62,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
368 | $64,784,000 |
$176,000 | $497,000 |
$62,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
5 | $883,000 |
$176,000 | $222,000 |
$40,000 | $52,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
28 | $4,557,000 |
$162,000 | $285,000 |
$43,000 | $69,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
68 | $11,474,000 |
$168,000 | $414,000 |
$50,000 | $187,000 |
| Application Withdrawn By Applicant |
113 | $21,343,000 |
$188,000 | $440,000 |
$60,000 | $300,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
220 | $37,407,000 |
$170,000 | $497,000 |
$64,000 | $204,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
9 | $1,627,000 |
$180,000 | $414,000 |
$63,000 | $100,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
36 | $5,704,000 |
$158,000 | $295,000 |
$46,000 | $180,000 |
| Debt-To-Income Ratio |
12 | $2,089,000 |
$174,000 | $314,000 |
$47,000 | $187,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $232,000 |
$232,000 | $232,000 |
$88,000 | $88,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $834,000 |
$278,000 | $310,000 |
$88,000 | $120,000 |
| Unverifiable Information |
1 | $130,000 |
$130,000 | $130,000 |
$36,000 | $36,000 |
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Mortgage Loan App Totals for GREATER NEVADA MORTGAGE SERVIC by:
Metropolitan Area And
County
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