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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREATER ROME BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREATER ROME BANK |
| Address | P.O. BOX 5271
ROME, GA 30162 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 120 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,729,000 |
| Average Mortgage Loan Amount Applied For | $66,166 |
| Highest Mortgage Loan Amount Applied For | $660,000 |
| Average Applicant Income | $91,500 |
| Highest Applicant Income | $265,000 |
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| Home Improvement |
8 | $112,000 |
$14,000 | $30,000 |
$48,000 | $110,000 |
| Home Purchase |
25 | $3,274,000 |
$130,000 | $660,000 |
$80,000 | $252,000 |
| Refinancing |
87 | $6,343,000 |
$72,000 | $550,000 |
$75,000 | $265,000 |
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| American Indian or Alaskan Native |
1 | $43,000 |
$43,000 | $43,000 |
$23,000 | $23,000 |
| Asian |
1 | $550,000 |
$550,000 | $550,000 |
$265,000 | $265,000 |
| Black or African American |
8 | $429,000 |
$53,000 | $145,000 |
$21,000 | $48,000 |
| Hispanic |
3 | $429,000 |
$143,000 | $299,000 |
$74,000 | $110,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $378,000 |
$75,000 | $182,000 |
$38,000 | $88,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
102 | $7,900,000 |
$77,000 | $660,000 |
$79,000 | $252,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
120 | $9,729,000 |
$81,000 | $660,000 |
$74,000 | $265,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
120 | $9,729,000 |
$81,000 | $660,000 |
$74,000 | $265,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GREATER ROME BANK by:
Metropolitan Area And
County
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