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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREENPOINT MORTGAGE FUNDING
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREENPOINT MORTGAGE FUNDING |
| Address | 4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 198,602 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $56,149,357,000 |
| Average Mortgage Loan Amount Applied For | $155,584 |
| Highest Mortgage Loan Amount Applied For | $6,975,000 |
| Average Applicant Income | $111,667 |
| Highest Applicant Income | $9,999,000 |
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| Home Improvement |
2,115 | $712,201,000 |
$336,000 | $2,100,000 |
$149,000 | $2,466,000 |
| Home Purchase |
89,945 | $23,602,564,000 |
$262,000 | $6,000,000 |
$159,000 | $9,999,000 |
| Refinancing |
106,542 | $31,834,592,000 |
$298,000 | $6,975,000 |
$140,000 | $6,816,000 |
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| American Indian or Alaskan Native |
904 | $229,590,000 |
$253,000 | $1,280,000 |
$122,000 | $655,000 |
| Asian |
15,824 | $5,494,612,000 |
$347,000 | $4,050,000 |
$167,000 | $3,067,000 |
| Black or African American |
20,541 | $4,903,342,000 |
$238,000 | $3,854,000 |
$127,000 | $9,999,000 |
| Hispanic |
42,834 | $12,294,816,000 |
$287,000 | $4,200,000 |
$129,000 | $3,060,000 |
| Native Hawaiin or Other Pacific Islander |
1,876 | $606,515,000 |
$323,000 | $1,433,000 |
$165,000 | $1,110,000 |
| Not applicable |
421 | $247,914,000 |
$588,000 | $6,000,000 |
$52,000 | $6,816,000 |
| Not Provided |
21,393 | $6,320,611,000 |
$295,000 | $5,276,000 |
$144,000 | $4,200,000 |
| White |
94,809 | $26,051,957,000 |
$274,000 | $6,975,000 |
$161,000 | $9,999,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
198,227 | $56,064,522,000 |
$282,000 | $6,975,000 |
$149,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) |
352 | $78,871,000 |
$224,000 | $550,000 |
$107,000 | $531,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
23 | $5,964,000 |
$259,000 | $413,000 |
$72,000 | $123,000 |
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| Application Approved But Not Accepted |
6,618 | $1,999,732,000 |
$302,000 | $3,050,000 |
$146,000 | $1,927,000 |
| Application Denied By Financial Institution |
25,112 | $7,689,003,000 |
$306,000 | $6,975,000 |
$158,000 | $6,481,000 |
| Application Withdrawn By Applicant |
50,137 | $14,773,562,000 |
$294,000 | $6,000,000 |
$151,000 | $9,999,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
113,163 | $30,822,359,000 |
$272,000 | $6,000,000 |
$146,000 | $8,665,000 |
| Loan Purchased By The Institution |
3,572 | $864,701,000 |
$242,000 | $1,000,000 |
$155,000 | $2,338,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3,340 | $957,800,000 |
$286,000 | $2,850,000 |
$176,000 | $4,200,000 |
| Credit Application Incomplete |
4,159 | $1,306,404,000 |
$314,000 | $4,500,000 |
$152,000 | $2,845,000 |
| Credit History |
4,570 | $1,297,584,000 |
$283,000 | $2,800,000 |
$122,000 | $3,120,000 |
| Debt-To-Income Ratio |
983 | $254,545,000 |
$258,000 | $1,500,000 |
$113,000 | $1,140,000 |
| Employment History |
678 | $180,479,000 |
$266,000 | $1,385,000 |
$132,000 | $1,140,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2,313 | $668,020,000 |
$288,000 | $5,000,000 |
$126,000 | $3,000,000 |
| Mortgage Insurance Denied |
32 | $8,367,000 |
$261,000 | $483,000 |
$117,000 | $382,000 |
| Other |
6,611 | $2,185,917,000 |
$330,000 | $6,975,000 |
$179,000 | $6,481,000 |
| Unverifiable Information |
2,426 | $829,887,000 |
$342,000 | $3,000,000 |
$206,000 | $5,160,000 |
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Mortgage Loan App Totals for GREENPOINT MORTGAGE FUNDING by:
Metropolitan Area And
County
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