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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GREER STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GREER STATE BANK |
| Address | 1111 W POINSETT STREET
GREER, SC 29650 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 242 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,826,000 |
| Average Mortgage Loan Amount Applied For | $140,333 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $92,833 |
| Highest Applicant Income | $445,000 |
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| Home Improvement |
37 | $742,000 |
$20,000 | $130,000 |
$48,000 | $280,000 |
| Home Purchase |
138 | $20,007,000 |
$144,000 | $650,000 |
$63,000 | $445,000 |
| Refinancing |
103 | $12,370,000 |
$120,000 | $417,000 |
$50,000 | $288,000 |
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| American Indian or Alaskan Native |
1 | $8,000 |
$8,000 | $8,000 |
$102,000 | $102,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
18 | $1,177,000 |
$65,000 | $228,000 |
$34,000 | $98,000 |
| Hispanic |
4 | $246,000 |
$61,000 | $73,000 |
$50,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $207,000 |
$103,000 | $109,000 |
$36,000 | $43,000 |
| Not applicable |
25 | $2,372,000 |
$94,000 | $300,000 |
$18,000 | $221,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
228 | $29,109,000 |
$127,000 | $650,000 |
$63,000 | $445,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
278 | $33,119,000 |
$119,000 | $650,000 |
$57,000 | $445,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
34 | $5,106,000 |
$150,000 | $457,000 |
$52,000 | $103,000 |
| Application Withdrawn By Applicant |
62 | $9,077,000 |
$146,000 | $417,000 |
$56,000 | $180,000 |
| File Closed For Incompleteness |
1 | $128,000 |
$128,000 | $128,000 |
$27,000 | $27,000 |
| Loan Originated |
181 | $18,808,000 |
$103,000 | $650,000 |
$58,000 | $445,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GREER STATE BANK by:
Metropolitan Area And
County
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