|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
GUARANTY BANK AND TRUST COMPAN
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
GUARANTY BANK AND TRUST COMPAN |
| Address | 302 3RD AVENUE SE
CEDAR RAPIDS, IA 52401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,597,000 |
| Average Mortgage Loan Amount Applied For | $160,888 |
| Highest Mortgage Loan Amount Applied For | $852,000 |
| Average Applicant Income | $193,000 |
| Highest Applicant Income | $791,000 |
|
|
|
| Home Improvement |
18 | $649,000 |
$36,000 | $183,000 |
$65,000 | $188,000 |
| Home Purchase |
54 | $6,716,000 |
$124,000 | $480,000 |
$85,000 | $791,000 |
| Refinancing |
73 | $7,252,000 |
$99,000 | $852,000 |
$73,000 | $173,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $18,000 |
$18,000 | $18,000 |
$19,000 | $19,000 |
| Black or African American |
2 | $16,000 |
$8,000 | $9,000 |
$44,000 | $46,000 |
| Hispanic |
2 | $165,000 |
$82,000 | $85,000 |
$36,000 | $38,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $2,058,000 |
$187,000 | $480,000 |
$0 | $0 |
| Not Provided |
15 | $1,242,000 |
$82,000 | $350,000 |
$112,000 | $766,000 |
| White |
114 | $11,118,000 |
$97,000 | $852,000 |
$81,000 | $791,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
145 | $14,617,000 |
$100,000 | $852,000 |
$77,000 | $791,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
10 | $1,001,000 |
$100,000 | $249,000 |
$74,000 | $166,000 |
| Application Denied By Financial Institution |
6 | $354,000 |
$59,000 | $100,000 |
$35,000 | $67,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
128 | $13,242,000 |
$103,000 | $852,000 |
$79,000 | $791,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $20,000 |
$20,000 | $20,000 |
$13,000 | $13,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for GUARANTY BANK AND TRUST COMPAN by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
