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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GUARANTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GUARANTY BANK |
| Address | 609 MAIN
MAMOU, LA 70554 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 255 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,564,000 |
| Average Mortgage Loan Amount Applied For | $60,600 |
| Highest Mortgage Loan Amount Applied For | $442,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $310,000 |
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| Home Improvement (one-to-four family) |
23 | $296,000 |
$12,000 | $47,000 |
$86,000 | $228,000 |
| Home Purchase (one-to-four family) |
60 | $3,129,000 |
$52,000 | $250,000 |
$44,000 | $138,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
172 | $8,139,000 |
$47,000 | $442,000 |
$66,000 | $310,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
38 | $966,000 |
$25,000 | $179,000 |
$31,000 | $60,000 |
| Hispanic |
1 | $92,000 |
$92,000 | $92,000 |
$129,000 | $129,000 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $4,000 |
$4,000 | $4,000 |
$228,000 | $228,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
215 | $10,502,000 |
$48,000 | $442,000 |
$65,000 | $310,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
255 | $11,564,000 |
$45,000 | $442,000 |
$63,000 | $310,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $366,000 |
$45,000 | $179,000 |
$33,000 | $55,000 |
| Application Withdrawn By Applicant |
1 | $19,000 |
$19,000 | $19,000 |
$46,000 | $46,000 |
| File Closed For Incompleteness |
1 | $42,000 |
$42,000 | $42,000 |
$34,000 | $34,000 |
| Loan Originated |
245 | $11,137,000 |
$45,000 | $442,000 |
$76,000 | $310,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GUARANTY BANK by:
Metropolitan Area And
County
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