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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GUARANTY NATIONAL BANK OF TALL
Mortgage Loans and Application Details
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| Mortgage Company Name |
GUARANTY NATIONAL BANK OF TALL |
| Address | 1706 WEST TENNESSEE
TALLAHASSEEF, FL 32304 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 43 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,543,000 |
| Average Mortgage Loan Amount Applied For | $122,250 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $82,125 |
| Highest Applicant Income | $942,000 |
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| Home Improvement (one-to-four family) |
1 | $17,000 |
$17,000 | $17,000 |
$119,000 | $119,000 |
| Home Purchase (one-to-four family) |
22 | $2,551,000 |
$115,000 | $412,000 |
$106,000 | $942,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $2,288,000 |
$1,144,000 | $2,000,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
18 | $2,687,000 |
$91,000 | $600,000 |
$71,500 | $252,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
3 | $664,000 |
$221,000 | $234,000 |
$118,000 | $194,000 |
| Black |
2 | $182,000 |
$91,000 | $165,000 |
$106,000 | $119,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
1 | $26,000 |
$26,000 | $26,000 |
$67,000 | $67,000 |
| Not applicable |
3 | $2,243,000 |
$747,000 | $2,000,000 |
$131,000 | $263,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
34 | $4,428,000 |
$130,000 | $600,000 |
$68,000 | $942,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
43 | $7,543,000 |
$102,000 | $2,000,000 |
$76,500 | $942,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $1,254,000 |
$179,000 | $600,000 |
$65,000 | $155,000 |
| Application Withdrawn By Applicant |
1 | $48,000 |
$48,000 | $48,000 |
$66,000 | $66,000 |
| File Closed For Incompleteness |
1 | $34,000 |
$34,000 | $34,000 |
$48,000 | $48,000 |
| Loan Originated |
34 | $6,207,000 |
$106,500 | $2,000,000 |
$83,500 | $942,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $17,000 |
$17,000 | $17,000 |
$119,000 | $119,000 |
| Credit History |
4 | $515,000 |
$128,000 | $200,000 |
$35,000 | $61,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $122,000 |
$122,000 | $122,000 |
$43,000 | $43,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $600,000 |
$600,000 | $600,000 |
$155,000 | $155,000 |
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Mortgage Loan App Totals for GUARANTY NATIONAL BANK OF TALL by:
Metropolitan Area And
County
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