|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
GULFSTREAM COMMUNITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
GULFSTREAM COMMUNITY BANK |
| Address | 9037 U.S. HIGHWAY 19
PORT RICHEY, FL 34668 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,751,000 |
| Average Mortgage Loan Amount Applied For | $234,833 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $337,833 |
| Highest Applicant Income | $1,069,000 |
|
|
|
| Home Improvement |
2 | $160,000 |
$80,000 | $150,000 |
$47,000 | $84,000 |
| Home Purchase |
32 | $5,916,000 |
$184,000 | $775,000 |
$271,000 | $1,069,000 |
| Refinancing |
37 | $4,675,000 |
$126,000 | $800,000 |
$60,000 | $476,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $639,000 |
$319,000 | $450,000 |
$73,000 | $85,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $220,000 |
$110,000 | $125,000 |
$53,000 | $75,000 |
| White |
67 | $9,892,000 |
$147,000 | $800,000 |
$189,000 | $1,069,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71 | $10,751,000 |
$151,000 | $800,000 |
$170,000 | $1,069,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $874,000 |
$174,000 | $510,000 |
$43,000 | $75,000 |
| Application Withdrawn By Applicant |
6 | $1,637,000 |
$272,000 | $775,000 |
$282,000 | $941,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $8,240,000 |
$137,000 | $800,000 |
$174,000 | $1,069,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $344,000 |
$114,000 | $125,000 |
$53,000 | $75,000 |
| Debt-To-Income Ratio |
2 | $530,000 |
$265,000 | $510,000 |
$34,000 | $38,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for GULFSTREAM COMMUNITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
