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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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GUTHRIE COUNTY STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GUTHRIE COUNTY STATE BANK |
| Address | 505 E MAIN ST
PANORA, IA 50216 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 61 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,151,000 |
| Average Mortgage Loan Amount Applied For | $60,500 |
| Highest Mortgage Loan Amount Applied For | $580,000 |
| Average Applicant Income | $41,500 |
| Highest Applicant Income | $324,000 |
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| Home Improvement |
10 | $441,000 |
$44,000 | $140,000 |
$54,000 | $93,000 |
| Home Purchase |
23 | $2,015,000 |
$87,000 | $350,000 |
$58,000 | $200,000 |
| Refinancing |
28 | $2,695,000 |
$96,000 | $580,000 |
$62,000 | $324,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $260,000 |
$130,000 | $178,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
59 | $4,891,000 |
$82,000 | $580,000 |
$61,000 | $324,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
61 | $5,151,000 |
$84,000 | $580,000 |
$59,000 | $324,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $116,000 |
$116,000 | $116,000 |
$170,000 | $170,000 |
| Application Denied By Financial Institution |
3 | $122,000 |
$40,000 | $80,000 |
$38,000 | $52,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
57 | $4,913,000 |
$86,000 | $580,000 |
$58,000 | $324,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $42,000 |
$21,000 | $40,000 |
$45,000 | $52,000 |
| Debt-To-Income Ratio |
1 | $80,000 |
$80,000 | $80,000 |
$26,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GUTHRIE COUNTY STATE BANK by:
Metropolitan Area And
County
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