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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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GWINNETT COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
GWINNETT COMMUNITY BANK |
| Address | 2775 BUFORD HIGHWAY
DULUTH, GA 30096 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 8 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,804,000 |
| Average Mortgage Loan Amount Applied For | $235,333 |
| Highest Mortgage Loan Amount Applied For | $331,000 |
| Average Applicant Income | $104,666 |
| Highest Applicant Income | $156,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
4 | $830,000 |
$207,000 | $249,000 |
$94,000 | $144,000 |
| Refinancing |
4 | $974,000 |
$243,000 | $331,000 |
$99,000 | $156,000 |
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| American Indian or Alaskan Native |
1 | $188,000 |
$188,000 | $188,000 |
$43,000 | $43,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $755,000 |
$251,000 | $331,000 |
$96,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $861,000 |
$215,000 | $249,000 |
$110,000 | $144,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8 | $1,804,000 |
$225,000 | $331,000 |
$96,000 | $156,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $595,000 |
$198,000 | $284,000 |
$82,000 | $114,000 |
| Application Withdrawn By Applicant |
5 | $1,209,000 |
$241,000 | $331,000 |
$105,000 | $156,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $455,000 |
$227,000 | $284,000 |
$99,000 | $114,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $140,000 |
$140,000 | $140,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for GWINNETT COMMUNITY BANK by:
Metropolitan Area And
County
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