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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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H&R BLOCK MORTGAGE CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
H&R BLOCK MORTGAGE CORPORATION |
| Address | 3 ADA
IRVINE, CA 92618 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 37,328 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,146,988,000 |
| Average Mortgage Loan Amount Applied For | $122,523 |
| Highest Mortgage Loan Amount Applied For | $1,855,000 |
| Average Applicant Income | $59,972 |
| Highest Applicant Income | $4,992,000 |
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| Home Improvement |
745 | $130,332,000 |
$174,000 | $1,120,000 |
$71,000 | $851,000 |
| Home Purchase |
2,254 | $275,630,000 |
$122,000 | $1,063,000 |
$81,000 | $1,005,000 |
| Refinancing |
34,396 | $5,748,800,000 |
$167,000 | $1,855,000 |
$68,000 | $4,992,000 |
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| American Indian or Alaskan Native |
174 | $29,912,000 |
$171,000 | $740,000 |
$81,000 | $1,005,000 |
| Asian |
236 | $58,735,000 |
$248,000 | $1,250,000 |
$93,000 | $851,000 |
| Black or African American |
4,234 | $603,663,000 |
$142,000 | $1,275,000 |
$60,000 | $1,200,000 |
| Hispanic |
2,096 | $386,466,000 |
$184,000 | $1,125,000 |
$66,000 | $604,000 |
| Native Hawaiin or Other Pacific Islander |
157 | $35,821,000 |
$228,000 | $1,034,000 |
$75,000 | $384,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15,308 | $2,637,980,000 |
$172,000 | $1,855,000 |
$71,000 | $4,992,000 |
| White |
15,190 | $2,402,185,000 |
$158,000 | $1,530,000 |
$69,000 | $2,916,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
37,395 | $6,154,762,000 |
$164,000 | $1,855,000 |
$69,000 | $4,992,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7,098 | $1,228,008,000 |
$173,000 | $1,855,000 |
$71,000 | $4,992,000 |
| Application Denied By Financial Institution |
11,254 | $1,742,616,000 |
$154,000 | $1,723,000 |
$64,000 | $2,916,000 |
| Application Withdrawn By Applicant |
297 | $60,774,000 |
$204,000 | $1,300,000 |
$73,000 | $432,000 |
| File Closed For Incompleteness |
47 | $7,846,000 |
$166,000 | $720,000 |
$67,000 | $240,000 |
| Loan Originated |
18,632 | $3,107,744,000 |
$166,000 | $1,300,000 |
$70,000 | $1,005,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
37 | $4,445,000 |
$120,000 | $760,000 |
$69,000 | $339,000 |
| Preapproval Denied by Financial Institution |
30 | $3,329,000 |
$110,000 | $601,000 |
$56,000 | $120,000 |
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| Collateral |
2,269 | $304,524,000 |
$134,000 | $1,033,000 |
$59,000 | $723,000 |
| Credit Application Incomplete |
51 | $8,905,000 |
$174,000 | $840,000 |
$93,000 | $361,000 |
| Credit History |
550 | $83,123,000 |
$151,000 | $1,400,000 |
$61,000 | $684,000 |
| Debt-To-Income Ratio |
681 | $113,921,000 |
$167,000 | $1,200,000 |
$56,000 | $895,000 |
| Employment History |
33 | $4,928,000 |
$149,000 | $630,000 |
$99,000 | $321,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
145 | $23,289,000 |
$160,000 | $548,000 |
$65,000 | $246,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7,284 | $1,164,341,000 |
$159,000 | $1,723,000 |
$66,000 | $2,916,000 |
| Unverifiable Information |
271 | $42,914,000 |
$158,000 | $1,125,000 |
$64,000 | $341,000 |
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Mortgage Loan App Totals for H&R BLOCK MORTGAGE CORPORATION by:
Metropolitan Area And
County
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