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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HAMILTON STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HAMILTON STATE BANK |
| Address | 1907 HIGHWAY 211
HOSCHTON, GA 30548 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 66 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,687,000 |
| Average Mortgage Loan Amount Applied For | $266,450 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $106,650 |
| Highest Applicant Income | $712,000 |
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| Home Improvement |
5 | $827,000 |
$165,000 | $542,000 |
$89,000 | $224,000 |
| Home Purchase |
29 | $6,903,000 |
$238,000 | $487,000 |
$73,000 | $276,000 |
| Refinancing |
32 | $6,957,000 |
$217,000 | $1,400,000 |
$125,000 | $712,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $594,000 |
$198,000 | $314,000 |
$87,000 | $146,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
18 | $3,173,000 |
$176,000 | $444,000 |
$0 | $0 |
| Not Provided |
2 | $266,000 |
$133,000 | $183,000 |
$58,000 | $94,000 |
| White |
43 | $10,654,000 |
$247,000 | $1,400,000 |
$144,000 | $712,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66 | $14,687,000 |
$222,000 | $1,400,000 |
$99,000 | $712,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $225,000 |
$225,000 | $225,000 |
$75,000 | $75,000 |
| Application Denied By Financial Institution |
1 | $65,000 |
$65,000 | $65,000 |
$60,000 | $60,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
60 | $14,174,000 |
$236,000 | $1,400,000 |
$103,000 | $712,000 |
| Loan Purchased By The Institution |
4 | $223,000 |
$55,000 | $105,000 |
$54,000 | $123,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $65,000 |
$65,000 | $65,000 |
$60,000 | $60,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HAMILTON STATE BANK by:
Metropolitan Area And
County
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