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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HANCOCK BANK AND TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
HANCOCK BANK AND TRUST COMPANY |
| Address | 220 MAIN STREET P.O. BOX 129
HAWESVILLE, KY 42348 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 132 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,686,000 |
| Average Mortgage Loan Amount Applied For | $162,055 |
| Highest Mortgage Loan Amount Applied For | $1,710,000 |
| Average Applicant Income | $63,722 |
| Highest Applicant Income | $608,000 |
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| Home Improvement |
13 | $132,000 |
$10,000 | $24,000 |
$45,000 | $91,000 |
| Home Purchase |
57 | $8,269,000 |
$145,000 | $1,710,000 |
$65,000 | $498,000 |
| Refinancing |
62 | $7,285,000 |
$117,000 | $825,000 |
$73,000 | $608,000 |
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| American Indian or Alaskan Native |
1 | $500,000 |
$500,000 | $500,000 |
$608,000 | $608,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $227,000 |
$227,000 | $227,000 |
$60,000 | $60,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $4,964,000 |
$261,000 | $1,100,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
111 | $9,995,000 |
$90,000 | $1,710,000 |
$73,000 | $498,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
132 | $15,686,000 |
$118,000 | $1,710,000 |
$67,000 | $608,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $251,000 |
$41,000 | $125,000 |
$41,000 | $103,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $15,435,000 |
$122,000 | $1,710,000 |
$68,000 | $608,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $8,000 |
$8,000 | $8,000 |
$21,000 | $21,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HANCOCK BANK AND TRUST COMPANY by:
Metropolitan Area And
County
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