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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HANCOCK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HANCOCK BANK |
| Address | ONE HANCOCK PLAZA
GULFPORT, MS 39501 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,492 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $325,586,000 |
| Average Mortgage Loan Amount Applied For | $103,714 |
| Highest Mortgage Loan Amount Applied For | $1,482,000 |
| Average Applicant Income | $144,479 |
| Highest Applicant Income | $5,340,000 |
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| Home Improvement |
1,779 | $32,997,000 |
$18,000 | $564,000 |
$49,000 | $5,054,000 |
| Home Purchase |
1,890 | $213,055,000 |
$112,000 | $1,000,000 |
$74,000 | $5,340,000 |
| Refinancing |
827 | $79,632,000 |
$96,000 | $1,482,000 |
$72,000 | $3,218,000 |
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| American Indian or Alaskan Native |
15 | $1,319,000 |
$87,000 | $400,000 |
$80,000 | $320,000 |
| Asian |
77 | $9,853,000 |
$127,000 | $680,000 |
$109,000 | $2,105,000 |
| Black or African American |
709 | $23,374,000 |
$32,000 | $428,000 |
$38,000 | $489,000 |
| Hispanic |
52 | $3,882,000 |
$74,000 | $367,000 |
$91,000 | $900,000 |
| Native Hawaiin or Other Pacific Islander |
6 | $236,000 |
$39,000 | $108,000 |
$61,000 | $98,000 |
| Not applicable |
109 | $8,597,000 |
$78,000 | $600,000 |
$158,000 | $5,340,000 |
| Not Provided |
351 | $23,122,000 |
$65,000 | $552,000 |
$54,000 | $444,000 |
| White |
3,177 | $255,301,000 |
$80,000 | $1,482,000 |
$65,000 | $3,218,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
4,405 | $315,370,000 |
$71,000 | $1,482,000 |
$64,000 | $5,340,000 |
| FHA-insured (Federal Housing Administration) |
62 | $6,098,000 |
$98,000 | $177,000 |
$42,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
29 | $4,216,000 |
$145,000 | $395,000 |
$54,000 | $151,000 |
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| Application Approved But Not Accepted |
170 | $2,292,000 |
$13,000 | $200,000 |
$42,000 | $216,000 |
| Application Denied By Financial Institution |
1,225 | $36,918,000 |
$30,000 | $716,000 |
$39,000 | $410,000 |
| Application Withdrawn By Applicant |
597 | $76,050,000 |
$127,000 | $1,000,000 |
$71,000 | $1,257,000 |
| File Closed For Incompleteness |
86 | $10,675,000 |
$124,000 | $485,000 |
$55,000 | $180,000 |
| Loan Originated |
2,191 | $196,927,000 |
$89,000 | $1,482,000 |
$80,000 | $5,340,000 |
| Loan Purchased By The Institution |
227 | $2,822,000 |
$12,000 | $50,000 |
$41,000 | $216,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HANCOCK BANK by:
Metropolitan Area And
County
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