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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HANCOCK BANK OF FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
HANCOCK BANK OF FLORIDA |
| Address | 111 S MONROE ST
TALLAHASSEE, FL 32301 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,929,000 |
| Average Mortgage Loan Amount Applied For | $115,615 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $48,230 |
| Highest Applicant Income | $1,503,000 |
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| Home Improvement |
27 | $863,000 |
$31,000 | $250,000 |
$50,000 | $127,000 |
| Home Purchase |
17 | $2,703,000 |
$159,000 | $348,000 |
$54,000 | $129,000 |
| Refinancing |
31 | $5,363,000 |
$173,000 | $1,700,000 |
$89,000 | $1,503,000 |
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| American Indian or Alaskan Native |
1 | $6,000 |
$6,000 | $6,000 |
$19,000 | $19,000 |
| Asian |
2 | $326,000 |
$163,000 | $250,000 |
$51,000 | $55,000 |
| Black or African American |
19 | $789,000 |
$41,000 | $128,000 |
$36,000 | $71,000 |
| Hispanic |
1 | $10,000 |
$10,000 | $10,000 |
$58,000 | $58,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $1,700,000 |
$1,700,000 | $1,700,000 |
$0 | $0 |
| Not Provided |
14 | $1,553,000 |
$110,000 | $285,000 |
$62,000 | $182,000 |
| White |
37 | $4,545,000 |
$122,000 | $1,000,000 |
$90,000 | $1,503,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
74 | $8,826,000 |
$119,000 | $1,700,000 |
$68,000 | $1,503,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $103,000 |
$103,000 | $103,000 |
$37,000 | $37,000 |
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| Application Approved But Not Accepted |
2 | $130,000 |
$65,000 | $76,000 |
$48,000 | $50,000 |
| Application Denied By Financial Institution |
34 | $1,885,000 |
$55,000 | $270,000 |
$43,000 | $127,000 |
| Application Withdrawn By Applicant |
12 | $1,803,000 |
$150,000 | $300,000 |
$60,000 | $182,000 |
| File Closed For Incompleteness |
2 | $188,000 |
$94,000 | $128,000 |
$40,000 | $53,000 |
| Loan Originated |
25 | $4,923,000 |
$196,000 | $1,700,000 |
$107,000 | $1,503,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HANCOCK BANK OF FLORIDA by:
Metropolitan Area And
County
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