|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HANCOCK MORTGAGE CORP
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HANCOCK MORTGAGE CORP |
| Address | ONE HANCOCK PLAZA
GULFPORT, MS 39501 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 2,584 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $308,023,000 |
| Average Mortgage Loan Amount Applied For | $121,053 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $107,200 |
| Highest Applicant Income | $2,700,000 |
|
|
|
| Home Improvement |
119 | $12,144,000 |
$110,000 | $450,000 |
$56,666 | $293,000 |
| Home Purchase |
1,358 | $169,936,000 |
$157,428 | $1,280,000 |
$154,571 | $2,700,000 |
| Refinancing |
1,107 | $125,943,000 |
$153,833 | $1,500,000 |
$77,333 | $459,000 |
|
|
| American Indian or Alaskan Native |
4 | $300,000 |
$70,000 | $92,000 |
$39,000 | $77,000 |
| Asian |
20 | $2,779,000 |
$133,500 | $381,000 |
$44,500 | $87,000 |
| Black or African American |
185 | $16,830,000 |
$86,666 | $258,000 |
$45,000 | $121,000 |
| Hispanic |
27 | $3,079,000 |
$140,333 | $500,000 |
$60,666 | $123,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $174,000 |
$87,000 | $105,000 |
$29,000 | $30,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
542 | $74,146,000 |
$162,333 | $1,500,000 |
$292,333 | $2,700,000 |
| White |
1,804 | $210,715,000 |
$149,000 | $650,000 |
$115,333 | $1,416,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,387 | $288,747,000 |
$150,000 | $1,500,000 |
$123,000 | $2,700,000 |
| FHA-insured (Federal Housing Administration) |
115 | $10,558,000 |
$91,500 | $163,000 |
$38,500 | $110,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $243,000 |
$121,500 | $123,000 |
$42,500 | $53,000 |
| VA-guaranteed (Veterans Administration) |
80 | $8,475,000 |
$105,000 | $222,000 |
$49,000 | $145,000 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
116 | $13,087,000 |
$161,500 | $650,000 |
$87,750 | $190,000 |
| Application Withdrawn By Applicant |
702 | $85,620,000 |
$150,400 | $1,500,000 |
$200,000 | $2,700,000 |
| File Closed For Incompleteness |
117 | $13,318,000 |
$111,000 | $520,000 |
$55,500 | $240,000 |
| Loan Originated |
1,649 | $195,998,000 |
$153,571 | $782,000 |
$96,428 | $459,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HANCOCK MORTGAGE CORP by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
