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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HANSCOM FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
HANSCOM FEDERAL CREDIT UNION |
| Address | 1610 EGLIN STREET
HANSCOM AFB, MA 01731 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 832 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $82,670,000 |
| Average Mortgage Loan Amount Applied For | $91,146 |
| Highest Mortgage Loan Amount Applied For | $552,000 |
| Average Applicant Income | $92,682 |
| Highest Applicant Income | $287,000 |
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| Home Improvement |
266 | $17,072,000 |
$64,000 | $300,000 |
$105,000 | $287,000 |
| Home Purchase |
96 | $19,850,000 |
$206,000 | $600,000 |
$82,000 | $224,000 |
| Refinancing |
490 | $50,985,000 |
$104,000 | $501,000 |
$104,000 | $280,000 |
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| American Indian or Alaskan Native |
8 | $475,000 |
$59,000 | $100,000 |
$92,000 | $165,000 |
| Asian |
17 | $1,808,000 |
$106,000 | $250,000 |
$98,000 | $132,000 |
| Black or African American |
47 | $4,166,000 |
$88,000 | $295,000 |
$98,000 | $254,000 |
| Hispanic |
26 | $2,567,000 |
$98,000 | $552,000 |
$100,000 | $192,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $96,000 |
$48,000 | $56,000 |
$117,000 | $156,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
61 | $12,027,000 |
$197,000 | $600,000 |
$83,000 | $190,000 |
| White |
691 | $66,768,000 |
$96,000 | $417,000 |
$104,000 | $287,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
849 | $86,965,000 |
$102,000 | $600,000 |
$102,000 | $287,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $942,000 |
$314,000 | $401,000 |
$115,000 | $130,000 |
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| Application Approved But Not Accepted |
7 | $1,562,000 |
$223,000 | $430,000 |
$99,000 | $135,000 |
| Application Denied By Financial Institution |
24 | $4,700,000 |
$195,000 | $501,000 |
$85,000 | $151,000 |
| Application Withdrawn By Applicant |
61 | $7,121,000 |
$116,000 | $385,000 |
$102,000 | $212,000 |
| File Closed For Incompleteness |
21 | $1,332,000 |
$63,000 | $135,000 |
$104,000 | $210,000 |
| Loan Originated |
719 | $67,955,000 |
$94,000 | $552,000 |
$104,000 | $287,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
20 | $5,237,000 |
$261,000 | $600,000 |
$53,000 | $173,000 |
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| Collateral |
2 | $570,000 |
$285,000 | $354,000 |
$115,000 | $121,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $4,797,000 |
$266,000 | $525,000 |
$68,000 | $173,000 |
| Debt-To-Income Ratio |
13 | $3,633,000 |
$279,000 | $600,000 |
$54,000 | $102,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $200,000 |
$200,000 | $200,000 |
$46,000 | $46,000 |
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Mortgage Loan App Totals for HANSCOM FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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