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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARBOR CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARBOR CREDIT UNION |
| Address | 800 WEISE ST
GREEN BAY, WI 54302 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 376 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,154,000 |
| Average Mortgage Loan Amount Applied For | $91,000 |
| Highest Mortgage Loan Amount Applied For | $550,000 |
| Average Applicant Income | $69,071 |
| Highest Applicant Income | $1,102,000 |
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| Home Improvement |
101 | $3,097,000 |
$30,000 | $150,000 |
$75,000 | $388,000 |
| Home Purchase |
31 | $4,168,000 |
$134,000 | $550,000 |
$54,000 | $120,000 |
| Refinancing |
247 | $12,214,000 |
$49,000 | $400,000 |
$69,000 | $1,102,000 |
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| American Indian or Alaskan Native |
3 | $80,000 |
$26,000 | $65,000 |
$33,000 | $38,000 |
| Asian |
3 | $178,000 |
$59,000 | $78,000 |
$50,000 | $150,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
4 | $505,000 |
$126,000 | $277,000 |
$81,000 | $98,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
369 | $18,716,000 |
$50,000 | $550,000 |
$70,000 | $1,102,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
379 | $19,479,000 |
$51,000 | $550,000 |
$69,000 | $1,102,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $930,000 |
$84,000 | $221,000 |
$38,000 | $80,000 |
| Application Withdrawn By Applicant |
7 | $559,000 |
$79,000 | $147,000 |
$45,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
361 | $17,990,000 |
$49,000 | $550,000 |
$71,000 | $1,102,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $109,000 |
$36,000 | $48,000 |
$47,000 | $80,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $166,000 |
$83,000 | $107,000 |
$33,000 | $47,000 |
| Debt-To-Income Ratio |
4 | $543,000 |
$135,000 | $221,000 |
$38,000 | $69,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
1 | $102,000 |
$102,000 | $102,000 |
$34,000 | $34,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARBOR CREDIT UNION by:
Metropolitan Area And
County
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