|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HARRIS BANK FRANKFORT
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HARRIS BANK FRANKFORT |
| Address | 690 N. LA GRANGE RD
FRANKFORT, IL 60423 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 515 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $54,548,000 |
| Average Mortgage Loan Amount Applied For | $108,068 |
| Highest Mortgage Loan Amount Applied For | $947,000 |
| Average Applicant Income | $23,793 |
| Highest Applicant Income | $601,000 |
|
|
|
| Home Improvement |
24 | $2,175,000 |
$90,000 | $800,000 |
$101,000 | $601,000 |
| Home Purchase |
230 | $23,602,000 |
$115,000 | $947,000 |
$8,857 | $356,000 |
| Refinancing |
261 | $28,771,000 |
$99,000 | $707,000 |
$24,500 | $305,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
7 | $1,224,000 |
$174,000 | $800,000 |
$118,000 | $377,000 |
| Hispanic |
7 | $439,000 |
$62,000 | $134,000 |
$50,000 | $105,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
218 | $34,083,000 |
$143,750 | $947,000 |
$0 | $0 |
| Not Provided |
145 | $9,000,000 |
$38,500 | $420,000 |
$49,000 | $305,000 |
| White |
138 | $9,802,000 |
$75,000 | $245,000 |
$66,000 | $601,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
515 | $54,548,000 |
$115,250 | $947,000 |
$11,000 | $601,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
22 | $1,881,000 |
$85,000 | $295,000 |
$84,000 | $245,000 |
| Application Denied By Financial Institution |
74 | $4,153,000 |
$59,000 | $245,000 |
$42,000 | $125,000 |
| Application Withdrawn By Applicant |
8 | $626,000 |
$49,000 | $145,000 |
$52,000 | $125,000 |
| File Closed For Incompleteness |
3 | $238,000 |
$79,000 | $85,000 |
$67,000 | $82,000 |
| Loan Originated |
195 | $14,876,000 |
$57,000 | $800,000 |
$77,500 | $601,000 |
| Loan Purchased By The Institution |
213 | $32,774,000 |
$143,375 | $947,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
5 | $389,000 |
$77,000 | $174,000 |
$66,000 | $89,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
32 | $1,190,000 |
$25,500 | $204,000 |
$37,000 | $125,000 |
| Debt-To-Income Ratio |
37 | $2,574,000 |
$71,500 | $245,000 |
$39,000 | $83,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HARRIS BANK FRANKFORT by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
