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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARRIS BANK NAPERVILLE
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARRIS BANK NAPERVILLE |
| Address | 503 N. WASHINGTON ST
NAPERVILLE, IL 60563 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 294 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $78,826,000 |
| Average Mortgage Loan Amount Applied For | $378,187 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $27,250 |
| Highest Applicant Income | $805,000 |
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| Home Improvement |
12 | $693,000 |
$57,000 | $260,000 |
$169,000 | $325,000 |
| Home Purchase |
136 | $35,011,000 |
$375,777 | $1,299,000 |
$18,555 | $227,000 |
| Refinancing |
146 | $43,122,000 |
$450,916 | $1,500,000 |
$36,166 | $805,000 |
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| American Indian or Alaskan Native |
1 | $50,000 |
$50,000 | $50,000 |
$118,000 | $118,000 |
| Asian |
1 | $97,000 |
$97,000 | $97,000 |
$180,000 | $180,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
3 | $118,000 |
$39,000 | $70,000 |
$110,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
238 | $74,051,000 |
$472,333 | $1,500,000 |
$0 | $0 |
| Not Provided |
6 | $723,000 |
$184,000 | $280,000 |
$483,000 | $805,000 |
| White |
45 | $3,787,000 |
$45,000 | $632,000 |
$105,000 | $325,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
294 | $78,826,000 |
$411,133 | $1,500,000 |
$34,266 | $805,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $50,000 |
$50,000 | $50,000 |
$110,000 | $110,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
58 | $6,063,000 |
$129,333 | $912,000 |
$340,000 | $805,000 |
| Loan Purchased By The Institution |
235 | $72,713,000 |
$472,200 | $1,500,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARRIS BANK NAPERVILLE by:
Metropolitan Area And
County
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