|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HARRIS BANK OAKBROOK TERRACE
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HARRIS BANK OAKBROOK TERRACE |
| Address | 17W695 ROOSEVELT RD
OAKBROOK TERRACE, IL 60181 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 75 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,238,000 |
| Average Mortgage Loan Amount Applied For | $242,000 |
| Highest Mortgage Loan Amount Applied For | $4,160,000 |
| Average Applicant Income | $43,428 |
| Highest Applicant Income | $183,000 |
|
|
|
| Home Improvement |
15 | $811,000 |
$54,000 | $159,000 |
$49,000 | $157,000 |
| Home Purchase |
17 | $8,455,000 |
$498,500 | $4,160,000 |
$3,500 | $51,000 |
| Refinancing |
43 | $9,972,000 |
$231,000 | $1,260,000 |
$57,000 | $183,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $295,000 |
$73,000 | $120,000 |
$73,000 | $156,000 |
| Black or African American |
1 | $20,000 |
$20,000 | $20,000 |
$16,000 | $16,000 |
| Hispanic |
9 | $5,179,000 |
$575,000 | $4,160,000 |
$44,000 | $111,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
28 | $10,096,000 |
$427,500 | $1,260,000 |
$0 | $0 |
| Not Provided |
1 | $5,000 |
$5,000 | $5,000 |
$40,000 | $40,000 |
| White |
32 | $3,643,000 |
$113,000 | $288,000 |
$72,000 | $183,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
75 | $19,238,000 |
$376,500 | $4,160,000 |
$20,500 | $183,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $15,000 |
$15,000 | $15,000 |
$63,000 | $63,000 |
| Application Denied By Financial Institution |
3 | $110,000 |
$36,000 | $95,000 |
$46,000 | $70,000 |
| Application Withdrawn By Applicant |
1 | $5,000 |
$5,000 | $5,000 |
$52,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $9,257,000 |
$210,000 | $4,160,000 |
$53,000 | $183,000 |
| Loan Purchased By The Institution |
26 | $9,851,000 |
$437,000 | $1,260,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $110,000 |
$36,000 | $95,000 |
$46,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HARRIS BANK OAKBROOK TERRACE by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
