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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARRIS BANK PALATINE, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARRIS BANK PALATINE, N.A. |
| Address | 50 N. BROCKWAY
PALATINE, IL 60067 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 107 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,996,000 |
| Average Mortgage Loan Amount Applied For | $299,666 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $21,600 |
| Highest Applicant Income | $1,500,000 |
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| Home Improvement |
12 | $1,231,000 |
$102,000 | $500,000 |
$56,000 | $164,000 |
| Home Purchase |
54 | $10,421,000 |
$242,666 | $800,000 |
$44,500 | $1,500,000 |
| Refinancing |
41 | $8,344,000 |
$553,750 | $1,100,000 |
$6,750 | $151,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $25,000 |
$25,000 | $25,000 |
$64,000 | $64,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $284,000 |
$142,000 | $217,000 |
$76,000 | $77,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
85 | $18,446,000 |
$354,500 | $1,100,000 |
$13,000 | $1,500,000 |
| Not Provided |
3 | $101,000 |
$33,000 | $51,000 |
$68,000 | $85,000 |
| White |
16 | $1,140,000 |
$37,000 | $240,000 |
$121,333 | $256,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
107 | $19,996,000 |
$329,000 | $1,100,000 |
$28,666 | $1,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,070,000 |
$356,000 | $500,000 |
$500,000 | $1,500,000 |
| Application Denied By Financial Institution |
5 | $104,000 |
$20,000 | $51,000 |
$50,000 | $88,000 |
| Application Withdrawn By Applicant |
3 | $451,000 |
$150,000 | $205,000 |
$85,000 | $151,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
27 | $3,567,000 |
$57,666 | $460,000 |
$109,333 | $256,000 |
| Loan Purchased By The Institution |
69 | $14,804,000 |
$352,833 | $1,100,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$88,000 | $88,000 |
| Debt-To-Income Ratio |
4 | $84,000 |
$21,000 | $51,000 |
$31,000 | $68,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARRIS BANK PALATINE, N.A. by:
Metropolitan Area And
County
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