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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HARVEST COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HARVEST COMMUNITY BANK |
| Address | 863 RT 45
PILESGROVE, NJ 08070 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 100 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,438,000 |
| Average Mortgage Loan Amount Applied For | $282,454 |
| Highest Mortgage Loan Amount Applied For | $2,800,000 |
| Average Applicant Income | $62,272 |
| Highest Applicant Income | $595,000 |
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| Home Improvement |
49 | $3,443,000 |
$70,000 | $230,000 |
$76,000 | $255,000 |
| Home Purchase |
20 | $7,060,000 |
$353,000 | $2,800,000 |
$99,000 | $595,000 |
| Refinancing |
31 | $4,935,000 |
$159,000 | $1,885,000 |
$85,000 | $535,000 |
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| American Indian or Alaskan Native |
1 | $10,000 |
$10,000 | $10,000 |
$42,000 | $42,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $82,000 |
$82,000 | $82,000 |
$76,000 | $76,000 |
| Hispanic |
2 | $176,000 |
$88,000 | $136,000 |
$147,000 | $165,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $220,000 |
$220,000 | $220,000 |
$103,000 | $103,000 |
| Not applicable |
18 | $7,958,000 |
$442,000 | $2,800,000 |
$0 | $0 |
| Not Provided |
1 | $180,000 |
$180,000 | $180,000 |
$163,000 | $163,000 |
| White |
76 | $6,812,000 |
$89,000 | $340,000 |
$101,000 | $595,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
100 | $15,438,000 |
$154,000 | $2,800,000 |
$84,000 | $595,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
4 | $3,160,000 |
$790,000 | $2,800,000 |
$65,000 | $146,000 |
| Application Denied By Financial Institution |
4 | $300,000 |
$75,000 | $105,000 |
$31,000 | $42,000 |
| Application Withdrawn By Applicant |
1 | $148,000 |
$148,000 | $148,000 |
$48,000 | $48,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
91 | $11,830,000 |
$130,000 | $1,885,000 |
$87,000 | $595,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $300,000 |
$75,000 | $105,000 |
$31,000 | $42,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HARVEST COMMUNITY BANK by:
Metropolitan Area And
County
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