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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HASTINGS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HASTINGS STATE BANK |
| Address | 530 NORTH BURLINGTON
HASTINGS, NE 68901 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,700,000 |
| Average Mortgage Loan Amount Applied For | $166,583 |
| Highest Mortgage Loan Amount Applied For | $2,300,000 |
| Average Applicant Income | $76,666 |
| Highest Applicant Income | $1,033,000 |
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| Home Improvement |
38 | $736,000 |
$19,000 | $150,000 |
$80,000 | $1,033,000 |
| Home Purchase |
50 | $5,934,000 |
$118,000 | $2,300,000 |
$48,000 | $547,000 |
| Refinancing |
56 | $7,030,000 |
$125,000 | $2,000,000 |
$66,000 | $1,033,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $33,000 |
$33,000 | $33,000 |
$48,000 | $48,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $189,000 |
$31,000 | $110,000 |
$40,000 | $54,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
36 | $6,101,000 |
$169,000 | $2,300,000 |
$30,000 | $547,000 |
| Not Provided |
1 | $32,000 |
$32,000 | $32,000 |
$14,000 | $14,000 |
| White |
100 | $7,345,000 |
$73,000 | $2,000,000 |
$78,000 | $1,033,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
144 | $13,700,000 |
$95,000 | $2,300,000 |
$64,000 | $1,033,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $398,000 |
$79,000 | $240,000 |
$23,000 | $53,000 |
| Application Denied By Financial Institution |
19 | $920,000 |
$48,000 | $172,000 |
$47,000 | $363,000 |
| Application Withdrawn By Applicant |
3 | $361,000 |
$120,000 | $275,000 |
$66,000 | $101,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
117 | $12,021,000 |
$102,000 | $2,300,000 |
$68,000 | $1,033,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $44,000 |
$44,000 | $44,000 |
$37,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
7 | $275,000 |
$39,000 | $110,000 |
$26,000 | $36,000 |
| Debt-To-Income Ratio |
9 | $471,000 |
$52,000 | $172,000 |
$66,000 | $363,000 |
| Employment History |
1 | $70,000 |
$70,000 | $70,000 |
$32,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $60,000 |
$60,000 | $60,000 |
$54,000 | $54,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HASTINGS STATE BANK by:
Metropolitan Area And
County
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