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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HAWAII CENTRAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
HAWAII CENTRAL CREDIT UNION |
| Address | 681 SOUTH KING STREET
HONOLULU, HI 96813 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 15 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $550,000 |
| Average Mortgage Loan Amount Applied For | $28,500 |
| Highest Mortgage Loan Amount Applied For | $304,000 |
| Average Applicant Income | $55,000 |
| Highest Applicant Income | $120,000 |
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| Home Improvement |
13 | $166,000 |
$12,000 | $20,000 |
$65,000 | $120,000 |
| Home Purchase |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing |
2 | $384,000 |
$192,000 | $304,000 |
$115,000 | $118,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $43,000 |
$14,000 | $20,000 |
$64,000 | $93,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
8 | $170,000 |
$21,000 | $80,000 |
$83,000 | $120,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $30,000 |
$15,000 | $20,000 |
$27,000 | $36,000 |
| White |
2 | $307,000 |
$153,000 | $304,000 |
$81,000 | $113,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
15 | $550,000 |
$36,000 | $304,000 |
$71,000 | $120,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
7 | $158,000 |
$22,000 | $80,000 |
$58,000 | $118,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $392,000 |
$49,000 | $304,000 |
$84,000 | $120,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $23,000 |
$7,000 | $10,000 |
$26,000 | $36,000 |
| Debt-To-Income Ratio |
4 | $135,000 |
$33,000 | $80,000 |
$82,000 | $118,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HAWAII CENTRAL CREDIT UNION by:
Metropolitan Area And
County
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