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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HAWAII NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HAWAII NATIONAL BANK |
| Address | 45 NORTH KING STREET
HONOLULU, HI 96817 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 62 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $18,453,000 |
| Average Mortgage Loan Amount Applied For | $217,000 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $80,500 |
| Highest Applicant Income | $671,000 |
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| Home Improvement |
2 | $55,000 |
$27,000 | $40,000 |
$40,000 | $68,000 |
| Home Purchase |
18 | $7,028,000 |
$390,000 | $1,100,000 |
$108,000 | $422,000 |
| Refinancing |
42 | $11,370,000 |
$270,000 | $850,000 |
$117,000 | $671,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
45 | $13,776,000 |
$306,000 | $1,000,000 |
$101,000 | $414,000 |
| Black or African American |
1 | $1,100,000 |
$1,100,000 | $1,100,000 |
$422,000 | $422,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
3 | $921,000 |
$307,000 | $625,000 |
$102,000 | $279,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $182,000 |
$91,000 | $142,000 |
$64,000 | $68,000 |
| White |
11 | $2,474,000 |
$224,000 | $560,000 |
$141,000 | $671,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $18,453,000 |
$297,000 | $1,100,000 |
$112,000 | $671,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $1,210,000 |
$403,000 | $600,000 |
$276,000 | $414,000 |
| Application Denied By Financial Institution |
3 | $581,000 |
$193,000 | $225,000 |
$49,000 | $60,000 |
| Application Withdrawn By Applicant |
7 | $3,757,000 |
$536,000 | $1,100,000 |
$173,000 | $422,000 |
| File Closed For Incompleteness |
1 | $563,000 |
$563,000 | $563,000 |
$131,000 | $131,000 |
| Loan Originated |
48 | $12,342,000 |
$257,000 | $1,000,000 |
$96,000 | $671,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $142,000 |
$142,000 | $142,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $225,000 |
$225,000 | $225,000 |
$37,000 | $37,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $214,000 |
$214,000 | $214,000 |
$50,000 | $50,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HAWAII NATIONAL BANK by:
Metropolitan Area And
County
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