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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HAYHURST MORTGAGE INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
HAYHURST MORTGAGE INC |
| Address | 2601 SOUTH BAYSHORE DRIVE SUITE 250
MIAMI, FL 33134 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 505 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $107,880,000 |
| Average Mortgage Loan Amount Applied For | $252,235 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $146,529 |
| Highest Applicant Income | $921,000 |
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| Home Improvement |
2 | $192,000 |
$96,000 | $144,000 |
$70,000 | $84,000 |
| Home Purchase |
312 | $61,296,000 |
$196,000 | $1,500,000 |
$105,000 | $900,000 |
| Refinancing |
192 | $46,485,000 |
$242,000 | $1,800,000 |
$113,000 | $921,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $761,000 |
$190,000 | $400,000 |
$129,000 | $180,000 |
| Black or African American |
8 | $1,165,000 |
$145,000 | $268,000 |
$65,000 | $102,000 |
| Hispanic |
390 | $74,625,000 |
$191,000 | $1,800,000 |
$98,000 | $900,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $365,000 |
$365,000 | $365,000 |
$132,000 | $132,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
103 | $31,057,000 |
$301,000 | $1,750,000 |
$148,000 | $921,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
506 | $107,973,000 |
$213,000 | $1,800,000 |
$108,000 | $921,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $252,000 |
$252,000 | $252,000 |
$100,000 | $100,000 |
| Application Denied By Financial Institution |
22 | $3,820,000 |
$173,000 | $779,000 |
$114,000 | $437,000 |
| Application Withdrawn By Applicant |
79 | $12,432,000 |
$157,000 | $566,000 |
$74,000 | $518,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
403 | $91,376,000 |
$226,000 | $1,800,000 |
$115,000 | $921,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
1 | $93,000 |
$93,000 | $93,000 |
$25,000 | $25,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $140,000 |
$140,000 | $140,000 |
$50,000 | $50,000 |
| Debt-To-Income Ratio |
3 | $762,000 |
$254,000 | $602,000 |
$145,000 | $437,000 |
| Employment History |
2 | $267,000 |
$133,000 | $214,000 |
$71,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $173,000 |
$173,000 | $173,000 |
$87,000 | $87,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $263,000 |
$131,000 | $164,000 |
$106,000 | $115,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HAYHURST MORTGAGE INC by:
Metropolitan Area And
County
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