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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HEARTHSIDE LENDING CORP.
Mortgage Loans and Application Details
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| Mortgage Company Name |
HEARTHSIDE LENDING CORP. |
| Address | 4770 NORTH BELLEVIEW SUITE 100
GLADSTONE, MO 64116 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 2,990 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $375,669,000 |
| Average Mortgage Loan Amount Applied For | $102,437 |
| Highest Mortgage Loan Amount Applied For | $1,500,000 |
| Average Applicant Income | $56,665 |
| Highest Applicant Income | $996,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
46 | $5,683,000 |
$102,333 | $385,000 |
$68,166 | $218,000 |
| Refinancing |
2,944 | $369,986,000 |
$124,416 | $1,500,000 |
$65,166 | $996,000 |
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| American Indian or Alaskan Native |
11 | $1,071,000 |
$87,166 | $357,000 |
$37,500 | $80,000 |
| Asian |
55 | $10,114,000 |
$117,000 | $638,000 |
$57,857 | $204,000 |
| Black or African American |
243 | $25,152,000 |
$110,625 | $706,000 |
$50,000 | $491,000 |
| Hispanic |
56 | $6,336,000 |
$142,000 | $454,000 |
$61,000 | $156,000 |
| Native Hawaiin or Other Pacific Islander |
56 | $13,760,000 |
$143,400 | $580,000 |
$57,400 | $622,000 |
| Not applicable |
1 | $99,000 |
$99,000 | $99,000 |
$40,000 | $40,000 |
| Not Provided |
283 | $42,826,000 |
$126,000 | $1,500,000 |
$66,600 | $400,000 |
| White |
2,285 | $276,311,000 |
$137,818 | $1,050,000 |
$68,636 | $996,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,990 | $375,669,000 |
$124,416 | $1,500,000 |
$65,250 | $996,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $342,000 |
$171,000 | $196,000 |
$79,000 | $91,000 |
| Application Denied By Financial Institution |
1,459 | $171,804,000 |
$115,833 | $1,500,000 |
$60,250 | $540,000 |
| Application Withdrawn By Applicant |
1,028 | $140,839,000 |
$136,181 | $1,050,000 |
$74,818 | $996,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
501 | $62,684,000 |
$160,400 | $789,000 |
$58,400 | $364,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
24 | $3,241,000 |
$122,500 | $465,000 |
$47,500 | $140,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
19 | $2,620,000 |
$101,750 | $500,000 |
$53,500 | $180,000 |
| Debt-To-Income Ratio |
5 | $542,000 |
$108,000 | $175,000 |
$40,000 | $65,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1,411 | $165,401,000 |
$118,333 | $1,500,000 |
$62,500 | $540,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HEARTHSIDE LENDING CORP. by:
Metropolitan Area And
County
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