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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HEBRON SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HEBRON SAVINGS BANK |
| Address | PO BOX 59
HEBRON, MD 21830 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 329 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $53,344,000 |
| Average Mortgage Loan Amount Applied For | $191,166 |
| Highest Mortgage Loan Amount Applied For | $1,850,000 |
| Average Applicant Income | $114,333 |
| Highest Applicant Income | $932,000 |
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| Home Improvement |
34 | $1,319,000 |
$38,000 | $195,000 |
$92,000 | $753,000 |
| Home Purchase |
202 | $37,207,000 |
$184,000 | $1,850,000 |
$70,000 | $932,000 |
| Refinancing |
93 | $14,818,000 |
$159,000 | $1,000,000 |
$77,000 | $396,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $801,000 |
$160,000 | $385,000 |
$77,000 | $250,000 |
| Black or African American |
20 | $2,444,000 |
$122,000 | $340,000 |
$64,000 | $131,000 |
| Hispanic |
3 | $296,000 |
$98,000 | $145,000 |
$49,000 | $65,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $121,000 |
$60,000 | $118,000 |
$83,000 | $134,000 |
| Not applicable |
84 | $17,667,000 |
$210,000 | $1,850,000 |
$0 | $0 |
| Not Provided |
1 | $25,000 |
$25,000 | $25,000 |
$56,000 | $56,000 |
| White |
214 | $31,990,000 |
$149,000 | $900,000 |
$105,000 | $932,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
329 | $53,344,000 |
$162,000 | $1,850,000 |
$74,000 | $932,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
23 | $4,622,000 |
$200,000 | $1,120,000 |
$60,000 | $396,000 |
| Application Denied By Financial Institution |
5 | $271,000 |
$54,000 | $169,000 |
$40,000 | $94,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
301 | $48,451,000 |
$160,000 | $1,850,000 |
$76,000 | $932,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HEBRON SAVINGS BANK by:
Metropolitan Area And
County
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