|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
HIGHLAND COMMERCIAL BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
HIGHLAND COMMERCIAL BANK |
| Address | 3411 ERNEST BARRETT PKWY
MARIETTA, GA 30064 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 32 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,856,000 |
| Average Mortgage Loan Amount Applied For | $387,333 |
| Highest Mortgage Loan Amount Applied For | $1,750,000 |
| Average Applicant Income | $149,333 |
| Highest Applicant Income | $385,000 |
|
|
|
| Home Improvement |
7 | $262,000 |
$37,000 | $90,000 |
$79,000 | $153,000 |
| Home Purchase |
8 | $1,839,000 |
$229,000 | $741,000 |
$162,000 | $385,000 |
| Refinancing |
18 | $3,915,000 |
$217,000 | $1,750,000 |
$97,000 | $320,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $145,000 |
$145,000 | $145,000 |
$328,000 | $328,000 |
| Hispanic |
1 | $280,000 |
$280,000 | $280,000 |
$59,000 | $59,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $2,754,000 |
$275,000 | $1,750,000 |
$108,000 | $217,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
21 | $2,837,000 |
$135,000 | $741,000 |
$101,000 | $385,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
33 | $6,016,000 |
$182,000 | $1,750,000 |
$109,000 | $385,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $160,000 |
$160,000 | $160,000 |
$95,000 | $95,000 |
| Application Withdrawn By Applicant |
1 | $120,000 |
$120,000 | $120,000 |
$45,000 | $45,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
31 | $5,736,000 |
$185,000 | $1,750,000 |
$111,000 | $385,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $160,000 |
$160,000 | $160,000 |
$95,000 | $95,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for HIGHLAND COMMERCIAL BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
