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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HILLCREST BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HILLCREST BANK |
| Address | 11111 W 95TH STREET
OVERLAND PARK, KS 66214 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 207 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $42,020,000 |
| Average Mortgage Loan Amount Applied For | $585,833 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $84,958 |
| Highest Applicant Income | $648,000 |
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| Home Improvement |
15 | $6,468,000 |
$431,000 | $6,000,000 |
$54,000 | $217,000 |
| Home Purchase |
108 | $22,437,000 |
$207,000 | $5,530,000 |
$74,000 | $480,000 |
| Refinancing |
84 | $13,115,000 |
$156,000 | $1,060,000 |
$115,000 | $648,000 |
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| American Indian or Alaskan Native |
1 | $160,000 |
$160,000 | $160,000 |
$123,000 | $123,000 |
| Asian |
2 | $402,000 |
$201,000 | $204,000 |
$71,000 | $101,000 |
| Black or African American |
7 | $705,000 |
$100,000 | $235,000 |
$55,000 | $121,000 |
| Hispanic |
3 | $741,000 |
$247,000 | $320,000 |
$82,000 | $113,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $40,000 |
$40,000 | $40,000 |
$48,000 | $48,000 |
| Not applicable |
4 | $13,522,000 |
$3,380,000 | $6,000,000 |
$0 | $0 |
| Not Provided |
3 | $139,000 |
$46,000 | $74,000 |
$92,000 | $110,000 |
| White |
186 | $26,311,000 |
$141,000 | $1,060,000 |
$93,000 | $648,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
181 | $38,742,000 |
$214,000 | $6,000,000 |
$94,000 | $648,000 |
| FHA-insured (Federal Housing Administration) |
23 | $2,836,000 |
$123,000 | $185,000 |
$53,000 | $167,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $442,000 |
$147,000 | $235,000 |
$57,000 | $95,000 |
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| Application Approved But Not Accepted |
1 | $233,000 |
$233,000 | $233,000 |
$84,000 | $84,000 |
| Application Denied By Financial Institution |
16 | $1,401,000 |
$87,000 | $275,000 |
$47,000 | $113,000 |
| Application Withdrawn By Applicant |
64 | $8,487,000 |
$132,000 | $500,000 |
$90,000 | $648,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $31,899,000 |
$253,000 | $6,000,000 |
$94,000 | $648,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $110,000 |
$110,000 | $110,000 |
$69,000 | $69,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $769,000 |
$96,000 | $275,000 |
$49,000 | $113,000 |
| Debt-To-Income Ratio |
5 | $272,000 |
$54,000 | $131,000 |
$39,000 | $64,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $250,000 |
$125,000 | $125,000 |
$53,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HILLCREST BANK by:
Metropolitan Area And
County
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