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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HILLSBORO BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HILLSBORO BANK |
| Address | 509 WEST ALEXANDER STREET
PLANT CITY, FL 33563 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 28 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,641,000 |
| Average Mortgage Loan Amount Applied For | $110,000 |
| Highest Mortgage Loan Amount Applied For | $1,408,000 |
| Average Applicant Income | $62,500 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
12 | $191,000 |
$15,000 | $72,000 |
$48,000 | $125,000 |
| Home Purchase |
12 | $2,762,000 |
$230,000 | $1,408,000 |
$68,000 | $147,000 |
| Refinancing |
4 | $688,000 |
$172,000 | $245,000 |
$87,000 | $168,000 |
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| American Indian or Alaskan Native |
1 | $152,000 |
$152,000 | $152,000 |
$62,000 | $62,000 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$147,000 | $147,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $37,000 |
$18,000 | $25,000 |
$40,000 | $42,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $190,000 |
$190,000 | $190,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $3,212,000 |
$139,000 | $1,408,000 |
$63,000 | $168,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
28 | $3,641,000 |
$130,000 | $1,408,000 |
$62,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $362,000 |
$120,000 | $200,000 |
$55,000 | $74,000 |
| Application Denied By Financial Institution |
4 | $567,000 |
$141,000 | $218,000 |
$66,000 | $90,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
21 | $2,712,000 |
$129,000 | $1,408,000 |
$62,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $218,000 |
$218,000 | $218,000 |
$66,000 | $66,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $349,000 |
$116,000 | $152,000 |
$66,000 | $90,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HILLSBORO BANK by:
Metropolitan Area And
County
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