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| $5,279,183,286,000 in Mortgage Loans Applied for in 2007 from 26,605,695 Applications |
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HILLTOP COMMUNITY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HILLTOP COMMUNITY BANK |
| Address | 180 SOUTH STREET
NEW PROVIDENCE, NJ 07974 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2007 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,088,000 |
| Average Mortgage Loan Amount Applied For | $194,571 |
| Highest Mortgage Loan Amount Applied For | $668,000 |
| Average Applicant Income | $165,000 |
| Highest Applicant Income | $1,849,000 |
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| Home Improvement |
30 | $4,297,000 |
$143,000 | $600,000 |
$216,000 | $1,849,000 |
| Home Purchase |
3 | $1,138,000 |
$379,000 | $668,000 |
$230,000 | $572,000 |
| Refinancing |
18 | $3,653,000 |
$202,000 | $500,000 |
$148,000 | $700,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $85,000 |
$85,000 | $85,000 |
$158,000 | $158,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $42,000 |
$42,000 | $42,000 |
$99,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $3,148,000 |
$393,000 | $668,000 |
$127,000 | $572,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
41 | $5,813,000 |
$141,000 | $460,000 |
$208,000 | $1,849,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $9,088,000 |
$178,000 | $668,000 |
$192,000 | $1,849,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $190,000 |
$190,000 | $190,000 |
$125,000 | $125,000 |
| Application Denied By Financial Institution |
5 | $1,210,000 |
$242,000 | $500,000 |
$108,000 | $210,000 |
| Application Withdrawn By Applicant |
1 | $425,000 |
$425,000 | $425,000 |
$66,000 | $66,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
44 | $7,263,000 |
$165,000 | $668,000 |
$206,000 | $1,849,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $60,000 |
$60,000 | $60,000 |
$74,000 | $74,000 |
| Debt-To-Income Ratio |
4 | $1,150,000 |
$287,000 | $500,000 |
$117,000 | $210,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HILLTOP COMMUNITY BANK by:
Metropolitan Area And
County
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