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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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HOBLITZELL NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
HOBLITZELL NATIONAL BANK |
| Address | 1275 NATIONAL HIGHWAY
LAVALE, MD 21502 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 136 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,980,000 |
| Average Mortgage Loan Amount Applied For | $273,800 |
| Highest Mortgage Loan Amount Applied For | $1,600,000 |
| Average Applicant Income | $255,466 |
| Highest Applicant Income | $2,109,000 |
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| Home Improvement |
53 | $1,099,000 |
$20,000 | $354,000 |
$38,333 | $253,000 |
| Home Purchase |
62 | $6,318,000 |
$196,500 | $399,000 |
$113,250 | $490,000 |
| Refinancing |
21 | $3,563,000 |
$486,500 | $1,600,000 |
$585,000 | $2,109,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $56,000 |
$56,000 | $56,000 |
$490,000 | $490,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $2,000 |
$2,000 | $2,000 |
$37,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $118,000 |
$59,000 | $72,000 |
$0 | $0 |
| Not Provided |
1 | $112,000 |
$112,000 | $112,000 |
$115,000 | $115,000 |
| White |
131 | $10,692,000 |
$455,800 | $1,600,000 |
$499,000 | $2,109,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
136 | $10,980,000 |
$455,600 | $1,600,000 |
$502,400 | $2,109,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $67,000 |
$17,000 | $56,000 |
$136,500 | $490,000 |
| Application Denied By Financial Institution |
29 | $1,201,000 |
$40,500 | $220,000 |
$18,500 | $108,000 |
| Application Withdrawn By Applicant |
9 | $729,000 |
$76,666 | $200,000 |
$38,000 | $102,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
95 | $8,983,000 |
$460,000 | $1,600,000 |
$514,600 | $2,109,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $944,000 |
$44,000 | $220,000 |
$16,000 | $75,000 |
| Debt-To-Income Ratio |
6 | $197,000 |
$22,000 | $100,000 |
$34,500 | $108,000 |
| Employment History |
2 | $60,000 |
$30,000 | $55,000 |
$16,000 | $32,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for HOBLITZELL NATIONAL BANK by:
Metropolitan Area And
County
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